How much is a home worth in ZIP code 62095?

The typical home in 62095 is worth $130,478, based on the Zillow Home Value Index.

Are home values rising in 62095?

Home values in 62095 are up 3.0% over the past year, and up 4.8% a year over five years.

What is the typical rent in 62095?

A typical home in 62095 rents for about $1,022 a month, a gross rental yield of 9.4%.

What is the property tax rate in 62095?

The effective property tax rate in 62095 is 1.7% — roughly $2,222 a year on a typical home.

ZIP code 62095 has a population of 10,726 and a median household income of $65,013.

HousingHandbookReference data

…

U.S. ZIP Code · IL62095

Madison County · St. Louis, MO-IL

Typical home value

$130,478^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.0%
5-year / yr: +4.8%
10-year / yr: +5.4%

Relative price

vs U.S.: -54.1%
vs metro: -47.9%
vs state: -31.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 62095 is worth $130,478 — 47.9% below the St. Louis, MO-IL median. Over the past year, values have risen 3.0%. Homes here rent for a typical $1,022 a month — a 9.4% gross rental yield. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,022^[2]
Gross yield: 9.4%^[2]
Cap rate: 5.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.7%^[3]
Typical annual tax: $2,222^[3]

#Climate risk

FEMA National Risk Index ratings for Madison County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 10,726^[3]
Median household income: $65,013^[3]

#Migration

Household moves in and out of Madison County over a year, from IRS tax-return data.

Net migration: +152^[5]
Moved in: 5,518
Moved out: 5,366

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 1
Middle: 1
High: 1

East Alton-Wood River High Sch
High · Grades 9–12 · East Alton-Wood River CHSD 14
520 students
Lewis-Clark Elem School
Elementary · Grades K–5 · Wood River-Hartford ESD 15
235 students
Lewis-Clark Jr High School
Middle · Grades 6–8 · Wood River-Hartford ESD 15
176 students
L&C Middle School/Region III
Not reported · Grades M · Region III Spec Ed Coop
—
Region III 9-12+ CLIP Program
Not reported · Grades M · Region III Spec Ed Coop
—

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield9.4%

Net yield (after ~40% expenses)5.6%

Annual rent$12,265

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$660

Loan principal$104,382

Down payment$26,096

Total interest paid$133,134

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.93

Monthly cost to own$953

Monthly rent$1,022

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 51st percentile^[1]
Rental yield: 76th percentile^[2]
Property tax: 82nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 62095?: The typical home in 62095 is worth $130,478, based on the Zillow Home Value Index.
Are home values rising in 62095?: Home values in 62095 are up 3.0% over the past year, and up 4.8% a year over five years.
What is the typical rent in 62095?: A typical home in 62095 rents for about $1,022 a month, a gross rental yield of 9.4%.
What is the property tax rate in 62095?: The effective property tax rate in 62095 is 1.7% — roughly $2,222 a year on a typical home.
Who lives in 62095?: ZIP code 62095 has a population of 10,726 and a median household income of $65,013.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

62024 vs 62095 →
East Alton, IL
Typical home
$131,701
Gross yield
—
62674 vs 62095 →
Palmyra, IL
Typical home
$131,976
Gross yield
—
63103
St. Louis, MO
Typical home
$133,440
Gross yield
13.5%
62255
Lenzburg, IL
Typical home
$134,002
Gross yield
—
62219
Beckemeyer, IL
Typical home
$135,636
Gross yield
—
62250
Hoffman, IL
Typical home
$136,548
Gross yield
—

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#Jump to section

U.S. ZIP Code · IL62095

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