HousingHandbookReference data

U.S. ZIP Code · MO63103

St. Louis city · St. Louis, MO-IL

Typical home value

$133,440[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.9%
5-year / yr
-1.1%
10-year / yr
+0.3%

Relative price

vs U.S.
-53.0%
vs metro
-46.7%
vs state
-44.5%
ZIP 63103 location in MO
Location of ZIP 63103 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63103 is worth $133,440 — 46.7% below the St. Louis, MO-IL median. Over the past year, values have risen 0.9%. Homes here rent for a typical $1,503 a month — a 13.5% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,503[2]
Gross yield
13.5%[2]
Cap rate
8.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$1,491[3]

#Climate risk

FEMA National Risk Index ratings for St. Louis city. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very High
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively High
Winter weather
Relatively Moderate

#Who lives here

Population
8,778[3]
Median household income
$40,943[3]

#Migration

Household moves in and out of St. Louis city over a year, from IRS tax-return data.

Net migration
-1,395[5]
Moved in
12,331
Moved out
13,726

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
2
Middle
2
High
3
  • KIPP ST. LOUIS HIGH

    High · Grades 9–12 · KIPP ST LOUIS PUBLIC SCHOOLS

    434 students

  • ST LOUIS LANG IMMERSION SCHOOL

    Elementary · Grades PK–8 · ST. LOUIS LANG IMMERSION SCH

    419 students

  • GRAND CENTER ARTS ACADEMY HIGH

    High · Grades 9–12 · CONFLUENCE ACADEMIES

    379 students

  • CONFLUENCE PREPARATORY ACADEMY

    High · Grades 9–12 · CONFLUENCE ACADEMIES

    353 students

  • ATLAS ELEMENTARY

    Elementary · Grades PK–3 · ATLAS PUBLIC SCHOOLS

    307 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield13.5%
Net yield (after ~40% expenses)8.1%
Annual rent$18,032

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$675
Loan principal$106,752
Down payment$26,688
Total interest paid$136,157

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.61
Monthly cost to own$910
Monthly rent$1,503

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
5th percentile[1]
Rental yield
89th percentile[2]
Property tax
45th percentile[3]

Frequently asked

How much is a home worth in ZIP code 63103?
The typical home in 63103 is worth $133,440, based on the Zillow Home Value Index.
Are home values rising in 63103?
Home values in 63103 are up 0.9% over the past year, and down 1.1% a year over five years.
What is the typical rent in 63103?
A typical home in 63103 rents for about $1,503 a month, a gross rental yield of 13.5%.
What is the property tax rate in 63103?
The effective property tax rate in 63103 is 1.1% — roughly $1,491 a year on a typical home.
Who lives in 63103?
ZIP code 63103 has a population of 8,778 and a median household income of $40,943.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lenzburg, IL

    Typical home
    $134,002
    Gross yield
  • Palmyra, IL

    Typical home
    $131,976
    Gross yield
  • East Alton, IL

    Typical home
    $131,701
    Gross yield
  • Beckemeyer, IL

    Typical home
    $135,636
    Gross yield
  • Wood River, IL

    Typical home
    $130,478
    Gross yield
    9.4%
  • Hoffman, IL

    Typical home
    $136,548
    Gross yield

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