HousingHandbookReference data

U.S. ZIP Code · MO63122

St. Louis County · St. Louis, MO-IL

Typical home value

$510,403[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.9%
5-year / yr
+5.2%
10-year / yr
+4.8%

Relative price

vs U.S.
+79.7%
vs metro
+103.8%
vs state
+112.3%
ZIP 63122 location in MO
Location of ZIP 63122 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63122 is worth $510,403 — 103.8% above the St. Louis, MO-IL median. Over the past year, values have risen 3.9%. Homes here rent for a typical $1,768 a month — a 4.2% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,768[2]
Gross yield
4.2%[2]
Cap rate
2.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$5,314[3]

#Climate risk

FEMA National Risk Index ratings for St. Louis County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Very High
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively High
Winter weather
Very High

#Who lives here

Population
41,634[3]
Median household income
$136,385[3]

#Migration

Household moves in and out of St. Louis County over a year, from IRS tax-return data.

Net migration
-2,450[5]
Moved in
23,075
Moved out
25,525

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
5
Middle
2
High
1
  • KIRKWOOD SR. HIGH

    High · Grades 9–12 · KIRKWOOD R-VII

    1,737 students

  • NORTH KIRKWOOD MIDDLE

    Middle · Grades 6–8 · KIRKWOOD R-VII

    662 students

  • NIPHER MIDDLE

    Middle · Grades 6–8 · KIRKWOOD R-VII

    651 students

  • WESTCHESTER ELEM.

    Elementary · Grades K–5 · KIRKWOOD R-VII

    593 students

  • W. W. KEYSOR ELEM.

    Elementary · Grades K–5 · KIRKWOOD R-VII

    592 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.2%
Net yield (after ~40% expenses)2.5%
Annual rent$21,220

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,581
Loan principal$408,323
Down payment$102,081
Total interest paid$520,793

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.95
Monthly cost to own$3,449
Monthly rent$1,768

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
64th percentile[1]
Rental yield
11th percentile[2]
Property tax
36th percentile[3]

Frequently asked

How much is a home worth in ZIP code 63122?
The typical home in 63122 is worth $510,403, based on the Zillow Home Value Index.
Are home values rising in 63122?
Home values in 63122 are up 3.9% over the past year, and up 5.2% a year over five years.
What is the typical rent in 63122?
A typical home in 63122 rents for about $1,768 a month, a gross rental yield of 4.2%.
What is the property tax rate in 63122?
The effective property tax rate in 63122 is 1.0% — roughly $5,314 a year on a typical home.
Who lives in 63122?
ZIP code 63122 has a population of 41,634 and a median household income of $136,385.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Wildwood, MO

    Typical home
    $480,475
    Gross yield
  • Augusta, MO

    Typical home
    $553,642
    Gross yield
  • Chesterfield, MO

    Typical home
    $557,415
    Gross yield
    3.8%
  • Lake St. Louis, MO

    Typical home
    $445,784
    Gross yield
    5.1%
  • Foristell, MO

    Typical home
    $444,610
    Gross yield
  • Ballwin, MO

    Typical home
    $443,255
    Gross yield
    4.9%

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