HousingHandbookReference data

U.S. ZIP Code · MO63128

St. Louis County · St. Louis, MO-IL

Typical home value

$373,117[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.7%
5-year / yr
+4.9%
10-year / yr
+4.9%

Relative price

vs U.S.
+31.3%
vs metro
+48.9%
vs state
+55.2%
ZIP 63128 location in MO
Location of ZIP 63128 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63128 is worth $373,117 — 48.9% above the St. Louis, MO-IL median. Over the past year, values have risen 2.7%. Homes here rent for a typical $1,617 a month — a 5.2% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,617[2]
Gross yield
5.2%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$3,887[3]

#Climate risk

FEMA National Risk Index ratings for St. Louis County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Very High
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively High
Winter weather
Very High

#Who lives here

Population
30,540[3]
Median household income
$92,359[3]

#Migration

Household moves in and out of St. Louis County over a year, from IRS tax-return data.

Net migration
-2,450[5]
Moved in
23,075
Moved out
25,525

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
2
High
0
  • ROBERT H. SPERRENG MIDDLE

    Middle · Grades 6–8 · LINDBERGH SCHOOLS

    962 students

  • CONCORD ELEM. SCHOOL

    Elementary · Grades K–5 · LINDBERGH SCHOOLS

    538 students

  • KENNERLY ELEM.

    Elementary · Grades K–5 · LINDBERGH SCHOOLS

    476 students

  • WASHINGTON MIDDLE

    Middle · Grades 6–8 · MEHLVILLE R-IX

    449 students

  • HAGEMANN ELEM.

    Elementary · Grades K–5 · MEHLVILLE R-IX

    435 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.2%
Net yield (after ~40% expenses)3.1%
Annual rent$19,409

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,887
Loan principal$298,494
Down payment$74,623
Total interest paid$380,712

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.56
Monthly cost to own$2,521
Monthly rent$1,617

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
53rd percentile[1]
Rental yield
29th percentile[2]
Property tax
36th percentile[3]

Frequently asked

How much is a home worth in ZIP code 63128?
The typical home in 63128 is worth $373,117, based on the Zillow Home Value Index.
Are home values rising in 63128?
Home values in 63128 are up 2.7% over the past year, and up 4.9% a year over five years.
What is the typical rent in 63128?
A typical home in 63128 rents for about $1,617 a month, a gross rental yield of 5.2%.
What is the property tax rate in 63128?
The effective property tax rate in 63128 is 1.0% — roughly $3,887 a year on a typical home.
Who lives in 63128?
ZIP code 63128 has a population of 30,540 and a median household income of $92,359.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Richmond Heights, MO

    Typical home
    $373,608
    Gross yield
    5.4%
  • Cave, MO

    Typical home
    $369,483
    Gross yield
  • Gray Summit CDP, MO

    Typical home
    $377,623
    Gross yield
  • Webster Groves, MO

    Typical home
    $382,371
    Gross yield
    5.4%
  • O'Fallon, MO

    Typical home
    $363,687
    Gross yield
    6.0%
  • Olivette, MO

    Typical home
    $358,271
    Gross yield
    4.9%

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