HousingHandbookReference data

U.S. ZIP Code · MO64085

Ray County · Kansas City, MO-KS

Typical home value

$237,922[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.9%
5-year / yr
+7.3%
10-year / yr
+9.1%

Relative price

vs U.S.
-16.2%
vs metro
-23.5%
vs state
-1.1%
ZIP 64085 location in MO
Location of ZIP 64085 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 64085 is worth $237,922 — 23.5% below the Kansas City, MO-KS median. Over the past year, values have risen 3.9%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,883[3]

#Climate risk

FEMA National Risk Index ratings for Ray County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
No Rating
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
7,855[3]
Median household income
$64,096[3]

#Migration

Household moves in and out of Ray County over a year, from IRS tax-return data.

Net migration
-37[5]
Moved in
650
Moved out
687

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • SUNRISE ELEM.

    Elementary · Grades 2–5 · RICHMOND R-XVI

    459 students

  • RICHMOND HIGH

    High · Grades 9–12 · RICHMOND R-XVI

    458 students

  • RICHMOND MIDDLE

    Middle · Grades 6–8 · RICHMOND R-XVI

    331 students

  • DEAR ELEM.

    Elementary · Grades PK–1 · RICHMOND R-XVI

    301 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,203
Loan principal$190,338
Down payment$47,584
Total interest paid$242,765

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,558
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
82nd percentile[1]
Rental yield
[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 64085?
The typical home in 64085 is worth $237,922, based on the Zillow Home Value Index.
Are home values rising in 64085?
Home values in 64085 are up 3.9% over the past year, and up 7.3% a year over five years.
What is the property tax rate in 64085?
The effective property tax rate in 64085 is 0.8% — roughly $1,883 a year on a typical home.
Who lives in 64085?
ZIP code 64085 has a population of 7,855 and a median household income of $64,096.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Concordia, MO

    Typical home
    $236,580
    Gross yield
  • Camden, MO

    Typical home
    $236,094
    Gross yield
  • East Lynne, MO

    Typical home
    $234,562
    Gross yield
  • Kansas City, KS

    Typical home
    $241,915
    Gross yield
    5.3%
  • Orrick, MO

    Typical home
    $232,807
    Gross yield
  • Mayview, MO

    Typical home
    $243,915
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 64085 against any other ZIP — full side-by-side table.

Compare 64085

#Jump to section