HousingHandbookReference data

U.S. ZIP Code · MO64109

Jackson County · Kansas City, MO-KS

Typical home value

$185,903[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.1%
5-year / yr
+2.2%
10-year / yr
+10.4%

Relative price

vs U.S.
-34.6%
vs metro
-40.2%
vs state
-22.7%
ZIP 64109 location in MO
Location of ZIP 64109 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 64109 is worth $185,903 — 40.2% below the Kansas City, MO-KS median. Over the past year, values have fallen 4.1%. Homes here rent for a typical $1,182 a month — a 7.6% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,182[2]
Gross yield
7.6%[2]
Cap rate
4.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$1,972[3]

#Climate risk

FEMA National Risk Index ratings for Jackson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
No Rating
Tornado
Very High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
10,043[3]
Median household income
$41,943[3]

#Migration

Household moves in and out of Jackson County over a year, from IRS tax-return data.

Net migration
+605[5]
Moved in
20,364
Moved out
19,759

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
1
  • LINCOLN COLLEGE ACADEMY MIDDLE

    Middle · Grades 6–8 · KANSAS CITY 33

    578 students

  • ACADEMIE LAFAYETTE CHERRY ELEM

    Elementary · Grades PK–5 · ACADEMIE LAFAYETTE

    474 students

  • LEE A. TOLBERT COM. ACADEMY

    Elementary · Grades PK–8 · LEE A. TOLBERT COM. ACADEMY

    422 students

  • FAXON ELEMENTARY

    Elementary · Grades PK–6 · KANSAS CITY 33

    305 students

  • DeLaSalle Charter High School

    High · Grades 9–12 · DELASALLE CHARTER SCHOOL

    206 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.6%
Net yield (after ~40% expenses)4.6%
Annual rent$14,188

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$940
Loan principal$148,722
Down payment$37,181
Total interest paid$189,687

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.06
Monthly cost to own$1,259
Monthly rent$1,182

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
2nd percentile[1]
Rental yield
78th percentile[2]
Property tax
54th percentile[3]

Frequently asked

How much is a home worth in ZIP code 64109?
The typical home in 64109 is worth $185,903, based on the Zillow Home Value Index.
Are home values rising in 64109?
Home values in 64109 are down 4.1% over the past year, and up 2.2% a year over five years.
What is the typical rent in 64109?
A typical home in 64109 rents for about $1,182 a month, a gross rental yield of 7.6%.
What is the property tax rate in 64109?
The effective property tax rate in 64109 is 1.1% — roughly $1,972 a year on a typical home.
Who lives in 64109?
ZIP code 64109 has a population of 10,043 and a median household income of $41,943.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Braymer, MO

    Typical home
    $191,230
    Gross yield
  • Corder, MO

    Typical home
    $193,017
    Gross yield
  • Prescott, KS

    Typical home
    $178,203
    Gross yield
  • Independence, MO

    Typical home
    $175,646
    Gross yield
    8.3%
  • Kansas City, MO

    Typical home
    $196,505
    Gross yield
    9.2%
  • Waverly, MO

    Typical home
    $197,139
    Gross yield

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