HousingHandbookReference data

U.S. ZIP Code · MO64469

DeKalb County · St. Joseph, MO-KS

Typical home value

$210,188[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.4%
5-year / yr
+3.3%
10-year / yr
+5.6%

Relative price

vs U.S.
-26.0%
vs metro
-12.4%
vs state
-12.6%
ZIP 64469 location in MO
Location of ZIP 64469 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 64469 is worth $210,188 — 12.4% below the St. Joseph, MO-KS median. Over the past year, values have risen 1.4%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,628[3]

#Climate risk

FEMA National Risk Index ratings for DeKalb County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
No Rating
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
2,225[3]
Median household income
$62,059[3]

#Migration

Household moves in and out of DeKalb County over a year, from IRS tax-return data.

Net migration
-30[5]
Moved in
286
Moved out
316

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • MAYSVILLE ELEM.

    Elementary · Grades PK–6 · MAYSVILLE R-I

    273 students

  • MAYSVILLE JR.-SR. HIGH

    High · Grades 7–12 · MAYSVILLE R-I

    244 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,063
Loan principal$168,150
Down payment$42,038
Total interest paid$214,467

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,373
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
4th percentile[1]
Rental yield
[2]
Property tax
62nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 64469?
The typical home in 64469 is worth $210,188, based on the Zillow Home Value Index.
Are home values rising in 64469?
Home values in 64469 are up 1.4% over the past year, and up 3.3% a year over five years.
What is the property tax rate in 64469?
The effective property tax rate in 64469 is 0.8% — roughly $1,628 a year on a typical home.
Who lives in 64469?
ZIP code 64469 has a population of 2,225 and a median household income of $62,059.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Union Star, MO

    Typical home
    $215,439
    Gross yield
  • St. Joseph, MO

    Typical home
    $224,419
    Gross yield
  • Bendena CDP, KS

    Typical home
    $227,793
    Gross yield
  • Fillmore, MO

    Typical home
    $227,958
    Gross yield
  • Lewis and Clark Village, MO

    Typical home
    $229,593
    Gross yield
  • Wathena, KS

    Typical home
    $184,842
    Gross yield

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