HousingHandbookReference data

U.S. ZIP Code · MO64484

Buchanan County · St. Joseph, MO-KS

Typical home value

$229,593[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+10.8%
5-year / yr
10-year / yr

Relative price

vs U.S.
-19.2%
vs metro
-4.3%
vs state
-4.5%
ZIP 64484 location in MO
Location of ZIP 64484 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 64484 is worth $229,593 — 4.3% below the St. Joseph, MO-KS median. Over the past year, values have risen 10.8%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,909[3]

#Climate risk

FEMA National Risk Index ratings for Buchanan County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
940[3]
Median household income
$77,917[3]

#Migration

Household moves in and out of Buchanan County over a year, from IRS tax-return data.

Net migration
-90[5]
Moved in
1,859
Moved out
1,949

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • RUSHVILLE ELEM.

    Elementary · Grades PK–6 · BUCHANAN CO. R-IV

    165 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,161
Loan principal$183,674
Down payment$45,919
Total interest paid$234,267

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,511
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
76th percentile[3]

Frequently asked

How much is a home worth in ZIP code 64484?
The typical home in 64484 is worth $229,593, based on the Zillow Home Value Index.
Are home values rising in 64484?
Home values in 64484 are up 10.8% over the past year.
What is the property tax rate in 64484?
The effective property tax rate in 64484 is 0.8% — roughly $1,909 a year on a typical home.
Who lives in 64484?
ZIP code 64484 has a population of 940 and a median household income of $77,917.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fillmore, MO

    Typical home
    $227,958
    Gross yield
  • Bendena CDP, KS

    Typical home
    $227,793
    Gross yield
  • St. Joseph, MO

    Typical home
    $224,419
    Gross yield
  • Union Star, MO

    Typical home
    $215,439
    Gross yield
  • Maysville, MO

    Typical home
    $210,188
    Gross yield
  • Cameron, MO

    Typical home
    $250,207
    Gross yield

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