HousingHandbookReference data

U.S. ZIP Code · TX75020

Grayson County · Sherman-Denison, TX

Typical home value

$223,734[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-6.7%
5-year / yr
+3.0%
10-year / yr
+7.5%

Relative price

vs U.S.
-21.2%
vs metro
-35.2%
vs state
-14.5%
ZIP 75020 location in TX
Location of ZIP 75020 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 75020 is worth $223,734 — 35.2% below the Sherman-Denison, TX median. Over the past year, values have fallen 6.7%. Homes here rent for a typical $1,474 a month — a 7.9% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,474[2]
Gross yield
7.9%[2]
Cap rate
4.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$2,503[3]

#Climate risk

FEMA National Risk Index ratings for Grayson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
24,835[3]
Median household income
$71,605[3]

#Migration

Household moves in and out of Grayson County over a year, from IRS tax-return data.

Net migration
+1,026[5]
Moved in
5,006
Moved out
3,980

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
13
Elementary
5
Middle
2
High
4
  • DENISON H S

    High · Grades 9–12 · DENISON ISD

    1,320 students

  • HENRY SCOTT MIDDLE

    Middle · Grades 7–8 · DENISON ISD

    750 students

  • B MCDANIEL INT

    Middle · Grades 5–6 · DENISON ISD

    695 students

  • MAYES EL

    Elementary · Grades PK–4 · DENISON ISD

    517 students

  • HYDE PARK EL

    Elementary · Grades PK–4 · DENISON ISD

    491 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.9%
Net yield (after ~40% expenses)4.7%
Annual rent$17,687

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,131
Loan principal$178,987
Down payment$44,747
Total interest paid$228,288

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.04
Monthly cost to own$1,527
Monthly rent$1,474

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
15th percentile[1]
Rental yield
75th percentile[2]
Property tax
38th percentile[3]

Frequently asked

How much is a home worth in ZIP code 75020?
The typical home in 75020 is worth $223,734, based on the Zillow Home Value Index.
Are home values rising in 75020?
Home values in 75020 are down 6.7% over the past year, and up 3.0% a year over five years.
What is the typical rent in 75020?
A typical home in 75020 rents for about $1,474 a month, a gross rental yield of 7.9%.
What is the property tax rate in 75020?
The effective property tax rate in 75020 is 1.1% — roughly $2,503 a year on a typical home.
Who lives in 75020?
ZIP code 75020 has a population of 24,835 and a median household income of $71,605.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sherman, TX

    Typical home
    $213,171
    Gross yield
    8.3%
  • Sherwood Shores CDP, TX

    Typical home
    $212,971
    Gross yield
  • Denison, TX

    Typical home
    $252,041
    Gross yield
    6.5%
  • Sherman, TX

    Typical home
    $292,755
    Gross yield
    5.6%
  • Howe, TX

    Typical home
    $305,213
    Gross yield
  • Preston CDP, TX

    Typical home
    $344,772
    Gross yield

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