How much is a home worth in ZIP code 75092?

The typical home in 75092 is worth $292,755, based on the Zillow Home Value Index.

Are home values rising in 75092?

Home values in 75092 are down 5.5% over the past year, and up 4.2% a year over five years.

What is the typical rent in 75092?

A typical home in 75092 rents for about $1,368 a month, a gross rental yield of 5.6%.

What is the property tax rate in 75092?

The effective property tax rate in 75092 is 1.4% — roughly $4,104 a year on a typical home.

ZIP code 75092 has a population of 28,342 and a median household income of $68,036.

HousingHandbookReference data

…

U.S. ZIP Code · TX75092

Grayson County · Sherman-Denison, TX

Typical home value

$292,755^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -5.5%
5-year / yr: +4.2%
10-year / yr: +6.5%

Relative price

vs U.S.: +3.1%
vs metro: -15.2%
vs state: +11.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 75092 is worth $292,755 — 15.2% below the Sherman-Denison, TX median. Over the past year, values have fallen 5.5%. Homes here rent for a typical $1,368 a month — a 5.6% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,368^[2]
Gross yield: 5.6%^[2]
Cap rate: 3.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $4,104^[3]

#Climate risk

FEMA National Risk Index ratings for Grayson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: Relatively Low

#Who lives here

Population: 28,342^[3]
Median household income: $68,036^[3]

#Migration

Household moves in and out of Grayson County over a year, from IRS tax-return data.

Net migration: +1,026^[5]
Moved in: 5,006
Moved out: 3,980

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 3
Elementary: 2
Middle: 0
High: 1

SHERMAN H S
High · Grades 9–12 · SHERMAN ISD
2,160 students
HENRY W SORY EL
Elementary · Grades K–5 · SHERMAN ISD
523 students
WAKEFIELD EL
Elementary · Grades PK–5 · SHERMAN ISD
330 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.6%

Net yield (after ~40% expenses)3.4%

Annual rent$16,410

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,480

Loan principal$234,204

Down payment$58,551

Total interest paid$298,715

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.51

Monthly cost to own$2,066

Monthly rent$1,368

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 38th percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 92nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 75092?: The typical home in 75092 is worth $292,755, based on the Zillow Home Value Index.
Are home values rising in 75092?: Home values in 75092 are down 5.5% over the past year, and up 4.2% a year over five years.
What is the typical rent in 75092?: A typical home in 75092 rents for about $1,368 a month, a gross rental yield of 5.6%.
What is the property tax rate in 75092?: The effective property tax rate in 75092 is 1.4% — roughly $4,104 a year on a typical home.
Who lives in 75092?: ZIP code 75092 has a population of 28,342 and a median household income of $68,036.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

75459 vs 75092 →
Howe, TX
Typical home
$305,213
Gross yield
—
75021 vs 75092 →
Denison, TX
Typical home
$252,041
Gross yield
6.5%
75076
Preston CDP, TX
Typical home
$344,772
Gross yield
—
75491
Whitewright, TX
Typical home
$345,662
Gross yield
—
76273
Whitesboro, TX
Typical home
$351,979
Gross yield
—
75020
Denison, TX
Typical home
$223,734
Gross yield
7.9%

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Pit ZIP 75092 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · TX75092

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