HousingHandbookReference data

U.S. ZIP Code · TX76513

Bell County · Killeen-Temple, TX

Typical home value

$307,770[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.4%
5-year / yr
+4.2%
10-year / yr
+5.7%

Relative price

vs U.S.
+8.3%
vs metro
+14.6%
vs state
+17.6%
ZIP 76513 location in TX
Location of ZIP 76513 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76513 is worth $307,770 — 14.6% above the Killeen-Temple, TX median. Over the past year, values have fallen 1.4%. Homes here rent for a typical $1,471 a month — a 5.7% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,471[2]
Gross yield
5.7%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$4,093[3]

#Climate risk

FEMA National Risk Index ratings for Bell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
45,928[3]
Median household income
$80,661[3]

#Migration

Household moves in and out of Bell County over a year, from IRS tax-return data.

Net migration
+678[5]
Moved in
16,231
Moved out
15,553

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
14
Elementary
7
Middle
2
High
3
  • BELTON H S

    High · Grades 8–12 · BELTON ISD

    1,836 students

  • CHISHOLM TRAIL EL

    Elementary · Grades K–5 · BELTON ISD

    913 students

  • BELTON MIDDLE

    Middle · Grades 6–8 · BELTON ISD

    715 students

  • LAKEWOOD EL

    Elementary · Grades K–5 · BELTON ISD

    676 students

  • SOUTH BELTON MIDDLE

    Middle · Grades 6–8 · BELTON ISD

    660 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.7%
Net yield (after ~40% expenses)3.4%
Annual rent$17,657

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,556
Loan principal$246,216
Down payment$61,554
Total interest paid$314,035

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.46
Monthly cost to own$2,154
Monthly rent$1,471

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
27th percentile[1]
Rental yield
0th percentile[2]
Property tax
96th percentile[3]

Frequently asked

How much is a home worth in ZIP code 76513?
The typical home in 76513 is worth $307,770, based on the Zillow Home Value Index.
Are home values rising in 76513?
Home values in 76513 are down 1.4% over the past year, and up 4.2% a year over five years.
What is the typical rent in 76513?
A typical home in 76513 rents for about $1,471 a month, a gross rental yield of 5.7%.
What is the property tax rate in 76513?
The effective property tax rate in 76513 is 1.3% — roughly $4,093 a year on a typical home.
Who lives in 76513?
ZIP code 76513 has a population of 45,928 and a median household income of $80,661.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Nolanville, TX

    Typical home
    $309,966
    Gross yield
  • Lometa, TX

    Typical home
    $311,390
    Gross yield
  • Lampasas, TX

    Typical home
    $300,659
    Gross yield
  • Harker Heights, TX

    Typical home
    $299,708
    Gross yield
    6.2%
  • Moody, TX

    Typical home
    $322,643
    Gross yield
  • Rogers, TX

    Typical home
    $285,177
    Gross yield

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