HousingHandbookReference data

U.S. ZIP Code · TX76548

Bell County · Killeen-Temple, TX

Typical home value

$299,708[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.0%
5-year / yr
+4.3%
10-year / yr
+4.9%

Relative price

vs U.S.
+5.5%
vs metro
+11.6%
vs state
+14.5%
ZIP 76548 location in TX
Location of ZIP 76548 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76548 is worth $299,708 — 11.6% above the Killeen-Temple, TX median. Over the past year, values have risen 1.0%. Homes here rent for a typical $1,557 a month — a 6.2% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,557[2]
Gross yield
6.2%[2]
Cap rate
3.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$3,457[3]

#Climate risk

FEMA National Risk Index ratings for Bell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
33,729[3]
Median household income
$80,520[3]

#Migration

Household moves in and out of Bell County over a year, from IRS tax-return data.

Net migration
+678[5]
Moved in
16,231
Moved out
15,553

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
3
Middle
3
High
1
  • HARKER HEIGHTS H S

    High · Grades 9–12 · KILLEEN ISD

    2,268 students

  • NOLAN MIDDLE

    Middle · Grades 6–8 · KILLEEN ISD

    1,156 students

  • SKIPCHA EL

    Elementary · Grades PK–5 · KILLEEN ISD

    968 students

  • MOUNTAIN VIEW EL

    Elementary · Grades PK–5 · KILLEEN ISD

    740 students

  • HARKER HEIGHTS EL

    Elementary · Grades PK–5 · KILLEEN ISD

    720 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.2%
Net yield (after ~40% expenses)3.7%
Annual rent$18,680

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,515
Loan principal$239,766
Down payment$59,942
Total interest paid$305,809

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.32
Monthly cost to own$2,052
Monthly rent$1,557

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
41st percentile[1]
Rental yield
10th percentile[2]
Property tax
61st percentile[3]

Frequently asked

How much is a home worth in ZIP code 76548?
The typical home in 76548 is worth $299,708, based on the Zillow Home Value Index.
Are home values rising in 76548?
Home values in 76548 are up 1.0% over the past year, and up 4.3% a year over five years.
What is the typical rent in 76548?
A typical home in 76548 rents for about $1,557 a month, a gross rental yield of 6.2%.
What is the property tax rate in 76548?
The effective property tax rate in 76548 is 1.2% — roughly $3,457 a year on a typical home.
Who lives in 76548?
ZIP code 76548 has a population of 33,729 and a median household income of $80,520.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lampasas, TX

    Typical home
    $300,659
    Gross yield
  • Belton, TX

    Typical home
    $307,770
    Gross yield
    5.7%
  • Nolanville, TX

    Typical home
    $309,966
    Gross yield
  • Lometa, TX

    Typical home
    $311,390
    Gross yield
  • Rogers, TX

    Typical home
    $285,177
    Gross yield
  • Temple, TX

    Typical home
    $278,928
    Gross yield
    7.0%

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