HousingHandbookReference data

U.S. ZIP Code · TX76570

Falls County · Waco, TX

Typical home value

$157,065[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.9%
5-year / yr
-0.1%
10-year / yr
+4.4%

Relative price

vs U.S.
-44.7%
vs metro
-40.0%
vs state
-40.0%
ZIP 76570 location in TX
Location of ZIP 76570 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76570 is worth $157,065 — 40.0% below the Waco, TX median. Over the past year, values have risen 0.9%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$1,601[3]

#Climate risk

FEMA National Risk Index ratings for Falls County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
2,339[3]
Median household income
$40,000[3]

#Migration

Household moves in and out of Falls County over a year, from IRS tax-return data.

Net migration
+71[5]
Moved in
445
Moved out
374

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$794
Loan principal$125,652
Down payment$31,413
Total interest paid$160,262

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,059
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
[2]
Property tax
38th percentile[3]

Frequently asked

How much is a home worth in ZIP code 76570?
The typical home in 76570 is worth $157,065, based on the Zillow Home Value Index.
Are home values rising in 76570?
Home values in 76570 are up 0.9% over the past year, and down 0.1% a year over five years.
What is the property tax rate in 76570?
The effective property tax rate in 76570 is 1.0% — roughly $1,601 a year on a typical home.
Who lives in 76570?
ZIP code 76570 has a population of 2,339 and a median household income of $40,000.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Waco, TX

    Typical home
    $141,760
    Gross yield
    11.9%
  • Waco, TX

    Typical home
    $137,670
    Gross yield
    11.2%
  • Waco, TX

    Typical home
    $112,360
    Gross yield
  • Waco, TX

    Typical home
    $210,823
    Gross yield
    7.1%
  • Lott, TX

    Typical home
    $212,888
    Gross yield
  • Morgan, TX

    Typical home
    $214,496
    Gross yield

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