HousingHandbookReference data

U.S. ZIP Code · TX76707

McLennan County · Waco, TX

Typical home value

$141,760[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-6.9%
5-year / yr
+2.6%
10-year / yr
+8.2%

Relative price

vs U.S.
-50.1%
vs metro
-45.8%
vs state
-45.8%
ZIP 76707 location in TX
Location of ZIP 76707 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76707 is worth $141,760 — 45.8% below the Waco, TX median. Over the past year, values have fallen 6.9%. Homes here rent for a typical $1,408 a month — a 11.9% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,408[2]
Gross yield
11.9%[2]
Cap rate
7.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$1,973[3]

#Climate risk

FEMA National Risk Index ratings for McLennan County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
15,879[3]
Median household income
$40,443[3]

#Migration

Household moves in and out of McLennan County over a year, from IRS tax-return data.

Net migration
+92[5]
Moved in
5,910
Moved out
5,818

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
3
Middle
0
High
0
  • DEAN HIGHLAND EL

    Elementary · Grades PK–5 · WACO ISD

    597 students

  • PROVIDENT HEIGHTS EL

    Elementary · Grades PK–5 · WACO ISD

    398 students

  • WEST AVENUE EL

    Elementary · Grades PK–5 · WACO ISD

    276 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield11.9%
Net yield (after ~40% expenses)7.2%
Annual rent$16,901

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$717
Loan principal$113,408
Down payment$28,352
Total interest paid$144,646

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.71
Monthly cost to own$999
Monthly rent$1,408

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
19th percentile[1]
Rental yield
100th percentile[2]
Property tax
79th percentile[3]

Frequently asked

How much is a home worth in ZIP code 76707?
The typical home in 76707 is worth $141,760, based on the Zillow Home Value Index.
Are home values rising in 76707?
Home values in 76707 are down 6.9% over the past year, and up 2.6% a year over five years.
What is the typical rent in 76707?
A typical home in 76707 rents for about $1,408 a month, a gross rental yield of 11.9%.
What is the property tax rate in 76707?
The effective property tax rate in 76707 is 1.4% — roughly $1,973 a year on a typical home.
Who lives in 76707?
ZIP code 76707 has a population of 15,879 and a median household income of $40,443.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Waco, TX

    Typical home
    $137,670
    Gross yield
    11.2%
  • Rosebud, TX

    Typical home
    $157,065
    Gross yield
  • Waco, TX

    Typical home
    $112,360
    Gross yield
  • Marlin, TX

    Typical home
    $94,373
    Gross yield
  • Waco, TX

    Typical home
    $210,823
    Gross yield
    7.1%
  • Lott, TX

    Typical home
    $212,888
    Gross yield

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