HousingHandbookReference data

U.S. ZIP Code · TX76637

Bosque County · Waco, TX

Typical home value

$313,719[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.6%
5-year / yr
10-year / yr

Relative price

vs U.S.
+10.4%
vs metro
+19.9%
vs state
+19.9%
ZIP 76637 location in TX
Location of ZIP 76637 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76637 is worth $313,719 — 19.9% above the Waco, TX median. Over the past year, values have risen 1.6%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,658[3]

#Climate risk

FEMA National Risk Index ratings for Bosque County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
440[3]
Median household income
$79,375[3]

#Migration

Household moves in and out of Bosque County over a year, from IRS tax-return data.

Net migration
+130[5]
Moved in
641
Moved out
511

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
0
High
0
  • CRANFILLS GAP SCHOOL

    Other · Grades PK–12 · CRANFILLS GAP ISD

    128 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,586
Loan principal$250,975
Down payment$62,744
Total interest paid$320,105

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,986
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
0th percentile[3]

Frequently asked

How much is a home worth in ZIP code 76637?
The typical home in 76637 is worth $313,719, based on the Zillow Home Value Index.
Are home values rising in 76637?
Home values in 76637 are up 1.6% over the past year.
What is the property tax rate in 76637?
The effective property tax rate in 76637 is 0.5% — roughly $1,658 a year on a typical home.
Who lives in 76637?
ZIP code 76637 has a population of 440 and a median household income of $79,375.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Waco, TX

    Typical home
    $304,826
    Gross yield
  • Valley Mills, TX

    Typical home
    $324,827
    Gross yield
  • Bruceville-Eddy, TX

    Typical home
    $301,732
    Gross yield
  • Hewitt, TX

    Typical home
    $297,591
    Gross yield
    6.8%
  • West, TX

    Typical home
    $296,579
    Gross yield
  • McGregor, TX

    Typical home
    $331,887
    Gross yield
    5.7%

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