HousingHandbookReference data

U.S. ZIP Code · TX76710

McLennan County · Waco, TX

Typical home value

$249,709[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.5%
5-year / yr
+4.9%
10-year / yr
+7.5%

Relative price

vs U.S.
-12.1%
vs metro
-4.6%
vs state
-4.6%
ZIP 76710 location in TX
Location of ZIP 76710 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76710 is worth $249,709 — 4.6% below the Waco, TX median. Over the past year, values have fallen 0.5%. Homes here rent for a typical $1,155 a month — a 5.6% gross rental yield. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,155[2]
Gross yield
5.6%[2]
Cap rate
3.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$3,739[3]

#Climate risk

FEMA National Risk Index ratings for McLennan County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
23,329[3]
Median household income
$58,186[3]

#Migration

Household moves in and out of McLennan County over a year, from IRS tax-return data.

Net migration
+92[5]
Moved in
5,910
Moved out
5,818

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
6
Middle
1
High
1
  • WACO H S

    High · Grades 9–12 · WACO ISD

    1,778 students

  • TENNYSON MIDDLE

    Middle · Grades 6–8 · WACO ISD

    947 students

  • LAKE AIR MONTESSORI SCHOOL

    Elementary · Grades PK–8 · WACO ISD

    711 students

  • HARMONY SCIENCE ACAD (WACO)

    Elementary · Grades PK–5 · HARMONY PUBLIC SCHOOLS - NORTH TEXAS

    566 students

  • PARKDALE EL

    Elementary · Grades PK–5 · WACO ISD

    520 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.6%
Net yield (after ~40% expenses)3.3%
Annual rent$13,864

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,263
Loan principal$199,767
Down payment$49,942
Total interest paid$254,792

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.54
Monthly cost to own$1,783
Monthly rent$1,155

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
58th percentile[1]
Rental yield
0th percentile[2]
Property tax
93rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 76710?
The typical home in 76710 is worth $249,709, based on the Zillow Home Value Index.
Are home values rising in 76710?
Home values in 76710 are down 0.5% over the past year, and up 4.9% a year over five years.
What is the typical rent in 76710?
A typical home in 76710 rents for about $1,155 a month, a gross rental yield of 5.6%.
What is the property tax rate in 76710?
The effective property tax rate in 76710 is 1.5% — roughly $3,739 a year on a typical home.
Who lives in 76710?
ZIP code 76710 has a population of 23,329 and a median household income of $58,186.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Walnut Springs, TX

    Typical home
    $247,224
    Gross yield
  • Robinson, TX

    Typical home
    $252,497
    Gross yield
    6.7%
  • Riesel, TX

    Typical home
    $261,748
    Gross yield
  • Bruceville-Eddy, TX

    Typical home
    $263,691
    Gross yield
  • Meridian, TX

    Typical home
    $264,649
    Gross yield
  • Kopperl CDP, TX

    Typical home
    $234,653
    Gross yield

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