HousingHandbookReference data

U.S. ZIP Code · TX77316

Montgomery County · Houston-Pasadena-The Woodlands, TX

Typical home value

$422,831[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.6%
5-year / yr
+4.9%
10-year / yr
+4.3%

Relative price

vs U.S.
+48.8%
vs metro
+53.5%
vs state
+61.5%
ZIP 77316 location in TX
Location of ZIP 77316 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 77316 is worth $422,831 — 53.5% above the Houston-Pasadena-The Woodlands, TX median. Over the past year, values have fallen 1.6%. Homes here rent for a typical $1,922 a month — a 5.5% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,922[2]
Gross yield
5.5%[2]
Cap rate
3.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$6,045[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Very High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
34,694[3]
Median household income
$124,055[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration
+8,344[5]
Moved in
28,333
Moved out
19,989

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
5
Middle
1
High
1
  • LAKE CREEK H S

    High · Grades 9–12 · MONTGOMERY ISD

    1,676 students

  • OAK HILLS J H

    Middle · Grades 6–8 · MONTGOMERY ISD

    1,244 students

  • KEENAN EL

    Elementary · Grades PK–5 · MONTGOMERY ISD

    903 students

  • STEWART EL

    Elementary · Grades PK–6 · CONROE ISD

    868 students

  • LONE STAR EL

    Elementary · Grades PK–5 · MONTGOMERY ISD

    752 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.5%
Net yield (after ~40% expenses)3.3%
Annual rent$23,065

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,138
Loan principal$338,265
Down payment$84,566
Total interest paid$431,438

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.56
Monthly cost to own$2,994
Monthly rent$1,922

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
92nd percentile[1]
Rental yield
29th percentile[2]
Property tax
56th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 77316?
The typical home in 77316 is worth $422,831, based on the Zillow Home Value Index.
Are home values rising in 77316?
Home values in 77316 are down 1.6% over the past year, and up 4.9% a year over five years.
What is the typical rent in 77316?
A typical home in 77316 rents for about $1,922 a month, a gross rental yield of 5.5%.
What is the property tax rate in 77316?
The effective property tax rate in 77316 is 1.4% — roughly $6,045 a year on a typical home.
Who lives in 77316?
ZIP code 77316 has a population of 34,694 and a median household income of $124,055.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Pecan Grove CDP, TX

    Typical home
    $422,598
    Gross yield
    4.8%
  • Richards CDP, TX

    Typical home
    $424,116
    Gross yield
  • Bellville, TX

    Typical home
    $427,628
    Gross yield
  • Houston, TX

    Typical home
    $429,469
    Gross yield
    5.2%
  • Conroe, TX

    Typical home
    $414,466
    Gross yield
    4.5%
  • Houston, TX

    Typical home
    $413,008
    Gross yield
    6.8%

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