U.S. ZIP Code · TX78040
Webb County · Laredo, TX
Appreciation
- 1-year
- +5.1%
- 5-year / yr
- -1.1%
- 10-year / yr
- +2.2%
Relative price
- vs U.S.
- -50.1%
- vs metro
- -27.2%
- vs state
- -45.8%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 78040 is worth $141,743 — 27.2% below the Laredo, TX median. Over the past year, values have risen 5.1%. The effective property tax rate is 1.5%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Webb County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Moderate[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Low
- Drought
- Relatively Low
- Heat wave
- Relatively High
- Hurricane
- Relatively Moderate
- Tornado
- Relatively Moderate
- Earthquake
- Very Low
- Winter weather
- Relatively Moderate
#Who lives here
#Migration
Household moves in and out of Webb County over a year, from IRS tax-return data.
- Net migration
- -1,148[5]
- Moved in
- 2,258
- Moved out
- 3,406
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 13
- Elementary
- 10
- Middle
- 2
- High
- 1
MARTIN H S
High · Grades 9–12 · LAREDO ISD
1,978 students
CHRISTEN MIDDLE
Middle · Grades 6–8 · LAREDO ISD
1,114 students
MEMORIAL MIDDLE
Middle · Grades 6–8 · LAREDO ISD
664 students
DON JOSE GALLEGO
Elementary · Grades PK–5 · LAREDO ISD
591 students
H B ZACHRY EL
Elementary · Grades PK–5 · LAREDO ISD
568 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 78040?
- The typical home in 78040 is worth $141,743, based on the Zillow Home Value Index.
- Are home values rising in 78040?
- Home values in 78040 are up 5.1% over the past year, and down 1.1% a year over five years.
- What is the property tax rate in 78040?
- The effective property tax rate in 78040 is 1.5% — roughly $2,130 a year on a typical home.
- Who lives in 78040?
- ZIP code 78040 has a population of 35,709 and a median household income of $36,092.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Laredo, TX
- Typical home
- $184,285
- Gross yield
- 7.5%
Laredo, TX
- Typical home
- $194,737
- Gross yield
- —
Laredo, TX
- Typical home
- $246,893
- Gross yield
- —
Laredo, TX
- Typical home
- $294,097
- Gross yield
- 5.7%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 78040 against any other ZIP — full side-by-side table.
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