HousingHandbookReference data

U.S. ZIP Code · TX78041

Webb County · Laredo, TX

Typical home value

$246,893[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.6%
5-year / yr
+2.2%
10-year / yr
+3.5%

Relative price

vs U.S.
-13.1%
vs metro
+26.8%
vs state
-5.7%
ZIP 78041 location in TX
Location of ZIP 78041 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78041 is worth $246,893 — 26.8% above the Laredo, TX median. Over the past year, values have risen 2.6%. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$4,457[3]

#Climate risk

FEMA National Risk Index ratings for Webb County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
46,550[3]
Median household income
$61,544[3]

#Migration

Household moves in and out of Webb County over a year, from IRS tax-return data.

Net migration
-1,148[5]
Moved in
2,258
Moved out
3,406

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
18
Elementary
12
Middle
2
High
4
  • JOHN B ALEXANDER H S

    High · Grades 9–12 · UNITED ISD

    3,178 students

  • NYE EL

    Elementary · Grades PK–5 · UNITED ISD

    692 students

  • PIERCE EL

    Elementary · Grades PK–5 · LAREDO ISD

    687 students

  • HARMONY SCHOOL OF EXCELLENCE - LAREDO

    High · Grades 9–12 · HARMONY PUBLIC SCHOOLS - SOUTH TEXAS

    679 students

  • HARMONY SCIENCE ACADEMY - LAREDO

    Middle · Grades 6–8 · HARMONY PUBLIC SCHOOLS - SOUTH TEXAS

    668 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,248
Loan principal$197,514
Down payment$49,379
Total interest paid$251,918

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,827
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
25th percentile[1]
Rental yield
[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 78041?
The typical home in 78041 is worth $246,893, based on the Zillow Home Value Index.
Are home values rising in 78041?
Home values in 78041 are up 2.6% over the past year, and up 2.2% a year over five years.
What is the property tax rate in 78041?
The effective property tax rate in 78041 is 1.8% — roughly $4,457 a year on a typical home.
Who lives in 78041?
ZIP code 78041 has a population of 46,550 and a median household income of $61,544.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Laredo, TX

    Typical home
    $294,097
    Gross yield
    5.7%
  • Laredo, TX

    Typical home
    $194,737
    Gross yield
  • Laredo, TX

    Typical home
    $184,285
    Gross yield
    7.5%
  • Laredo, TX

    Typical home
    $141,743
    Gross yield

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