How much is a home worth in ZIP code 78130?

The typical home in 78130 is worth $308,989, based on the Zillow Home Value Index.

Are home values rising in 78130?

Home values in 78130 are down 2.8% over the past year, and up 1.8% a year over five years.

What is the typical rent in 78130?

A typical home in 78130 rents for about $1,573 a month, a gross rental yield of 6.1%.

What is the property tax rate in 78130?

The effective property tax rate in 78130 is 1.1% — roughly $3,512 a year on a typical home.

ZIP code 78130 has a population of 104,009 and a median household income of $83,064.

HousingHandbookReference data

…

U.S. ZIP Code · TX78130

Guadalupe County · San Antonio-New Braunfels, TX

Typical home value

$308,989^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.8%
5-year / yr: +1.8%
10-year / yr: +3.6%

Relative price

vs U.S.: +8.8%
vs metro: +8.3%
vs state: +18.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78130 is worth $308,989 — 8.3% above the San Antonio-New Braunfels, TX median. Over the past year, values have fallen 2.8%. Homes here rent for a typical $1,573 a month — a 6.1% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,573^[2]
Gross yield: 6.1%^[2]
Cap rate: 3.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.1%^[3]
Typical annual tax: $3,512^[3]

#Climate risk

FEMA National Risk Index ratings for Guadalupe County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Low
Tornado: Relatively High
Earthquake: Very Low
Winter weather: Relatively Moderate

#Who lives here

Population: 104,009^[3]
Median household income: $83,064^[3]

#Migration

Household moves in and out of Guadalupe County over a year, from IRS tax-return data.

Net migration: +1,953^[5]
Moved in: 8,638
Moved out: 6,685

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 26
Elementary: 13
Middle: 3
High: 8

CANYON H S
High · Grades 9–12 · COMAL ISD
2,400 students
NEW BRAUNFELS H S
High · Grades 9–12 · NEW BRAUNFELS ISD
1,967 students
NEW BRAUNFELS MIDDLE
Middle · Grades 6–8 · NEW BRAUNFELS ISD
1,262 students
CANYON MIDDLE
Middle · Grades 6–8 · COMAL ISD
1,201 students
OAK CREEK EL
Elementary · Grades PK–5 · COMAL ISD
815 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.1%

Net yield (after ~40% expenses)3.7%

Annual rent$18,878

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,562

Loan principal$247,191

Down payment$61,798

Total interest paid$315,279

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.34

Monthly cost to own$2,113

Monthly rent$1,573

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 33rd percentile^[1]
Rental yield: 46th percentile^[2]
Property tax: 26th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

6th for most populous in TXView list →

Frequently asked

How much is a home worth in ZIP code 78130?: The typical home in 78130 is worth $308,989, based on the Zillow Home Value Index.
Are home values rising in 78130?: Home values in 78130 are down 2.8% over the past year, and up 1.8% a year over five years.
What is the typical rent in 78130?: A typical home in 78130 rents for about $1,573 a month, a gross rental yield of 6.1%.
What is the property tax rate in 78130?: The effective property tax rate in 78130 is 1.1% — roughly $3,512 a year on a typical home.
Who lives in 78130?: ZIP code 78130 has a population of 104,009 and a median household income of $83,064.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

78154 vs 78130 →
Schertz, TX
Typical home
$308,813
Gross yield
5.6%
78254 vs 78130 →
San Antonio, TX
Typical home
$309,293
Gross yield
7.2%
78063
Lakehills CDP, TX
Typical home
$313,744
Gross yield
—
78249
San Antonio, TX
Typical home
$303,505
Gross yield
5.3%
78059
Natalia, TX
Typical home
$314,775
Gross yield
—
78161
TX
Typical home
$296,186
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 78130 against any other ZIP — full side-by-side table.

Compare 78130 →

#Jump to section

U.S. ZIP Code · TX78130

Get more data on ZIPs like this

Get more data on ZIPs like this