How much is a home worth in ZIP code 78154?

The typical home in 78154 is worth $308,813, based on the Zillow Home Value Index.

Are home values rising in 78154?

Home values in 78154 are down 2.2% over the past year, and up 3.0% a year over five years.

What is the typical rent in 78154?

A typical home in 78154 rents for about $1,438 a month, a gross rental yield of 5.6%.

What is the property tax rate in 78154?

The effective property tax rate in 78154 is 1.4% — roughly $4,432 a year on a typical home.

ZIP code 78154 has a population of 41,907 and a median household income of $100,572.

HousingHandbookReference data

…

U.S. ZIP Code · TX78154

Bexar County · San Antonio-New Braunfels, TX

Typical home value

$308,813^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.2%
5-year / yr: +3.0%
10-year / yr: +3.9%

Relative price

vs U.S.: +8.7%
vs metro: +8.2%
vs state: +18.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78154 is worth $308,813 — 8.2% above the San Antonio-New Braunfels, TX median. Over the past year, values have fallen 2.2%. Homes here rent for a typical $1,438 a month — a 5.6% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,438^[2]
Gross yield: 5.6%^[2]
Cap rate: 3.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $4,432^[3]

#Climate risk

FEMA National Risk Index ratings for Bexar County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Very High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Very High
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 41,907^[3]
Median household income: $100,572^[3]

#Migration

Household moves in and out of Bexar County over a year, from IRS tax-return data.

Net migration: +2,764^[5]
Moved in: 46,275
Moved out: 43,511

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 5
Middle: 2
High: 2

SAMUEL CLEMENS H S
High · Grades 9–12 · SCHERTZ-CIBOLO-U CITY ISD
2,563 students
RAY D CORBETT J H
Middle · Grades 7–8 · SCHERTZ-CIBOLO-U CITY ISD
1,126 students
ROSE GARDEN EL
Elementary · Grades PK–4 · SCHERTZ-CIBOLO-U CITY ISD
896 students
FOUNDERS CLASSICAL ACADEMY OF SCHERTZ
Other · Grades K–12 · TEXAS COLLEGE PREPARATORY ACADEMIES
800 students
LAURA INGALLS WILDER INT
Middle · Grades 5–6 · SCHERTZ-CIBOLO-U CITY ISD
725 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.6%

Net yield (after ~40% expenses)3.4%

Annual rent$17,250

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,562

Loan principal$247,050

Down payment$61,763

Total interest paid$315,099

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.52

Monthly cost to own$2,189

Monthly rent$1,438

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 62nd percentile^[1]
Rental yield: 38th percentile^[2]
Property tax: 60th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 78154?: The typical home in 78154 is worth $308,813, based on the Zillow Home Value Index.
Are home values rising in 78154?: Home values in 78154 are down 2.2% over the past year, and up 3.0% a year over five years.
What is the typical rent in 78154?: A typical home in 78154 rents for about $1,438 a month, a gross rental yield of 5.6%.
What is the property tax rate in 78154?: The effective property tax rate in 78154 is 1.4% — roughly $4,432 a year on a typical home.
Who lives in 78154?: ZIP code 78154 has a population of 41,907 and a median household income of $100,572.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

78130 vs 78154 →
New Braunfels, TX
Typical home
$308,989
Gross yield
6.1%
78254 vs 78154 →
San Antonio, TX
Typical home
$309,293
Gross yield
7.2%
78063
Lakehills CDP, TX
Typical home
$313,744
Gross yield
—
78249
San Antonio, TX
Typical home
$303,505
Gross yield
5.3%
78059
Natalia, TX
Typical home
$314,775
Gross yield
—
78161
TX
Typical home
$296,186
Gross yield
—

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#Jump to section

U.S. ZIP Code · TX78154

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