HousingHandbookReference data

U.S. ZIP Code · TX78220

Bexar County · San Antonio-New Braunfels, TX

Typical home value

$153,931[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-6.4%
5-year / yr
-0.1%
10-year / yr
+6.2%

Relative price

vs U.S.
-45.8%
vs metro
-46.1%
vs state
-41.2%
ZIP 78220 location in TX
Location of ZIP 78220 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78220 is worth $153,931 — 46.1% below the San Antonio-New Braunfels, TX median. Over the past year, values have fallen 6.4%. Homes here rent for a typical $1,379 a month — a 10.8% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,379[2]
Gross yield
10.8%[2]
Cap rate
6.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$1,847[3]

#Climate risk

FEMA National Risk Index ratings for Bexar County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Very High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
19,423[3]
Median household income
$41,710[3]

#Migration

Household moves in and out of Bexar County over a year, from IRS tax-return data.

Net migration
+2,764[5]
Moved in
46,275
Moved out
43,511

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
11
Elementary
7
Middle
1
High
2
  • HOUSTON H S

    High · Grades 9–12 · SAN ANTONIO ISD

    826 students

  • IDEA NAJIM ACADEMY

    Elementary · Grades K–5 · IDEA PUBLIC SCHOOLS

    602 students

  • HIRSCH EL

    Elementary · Grades PK–5 · SAN ANTONIO ISD

    554 students

  • DAVIS MIDDLE

    Middle · Grades 6–8 · SAN ANTONIO ISD

    443 students

  • IDEA NAJIM COLLEGE PREPARATORY

    High · Grades 6–12 · IDEA PUBLIC SCHOOLS

    441 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.8%
Net yield (after ~40% expenses)6.5%
Annual rent$16,550

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$778
Loan principal$123,145
Down payment$30,786
Total interest paid$157,065

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.77
Monthly cost to own$1,061
Monthly rent$1,379

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
15th percentile[1]
Rental yield
94th percentile[2]
Property tax
33rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 78220?
The typical home in 78220 is worth $153,931, based on the Zillow Home Value Index.
Are home values rising in 78220?
Home values in 78220 are down 6.4% over the past year, and down 0.1% a year over five years.
What is the typical rent in 78220?
A typical home in 78220 rents for about $1,379 a month, a gross rental yield of 10.8%.
What is the property tax rate in 78220?
The effective property tax rate in 78220 is 1.2% — roughly $1,847 a year on a typical home.
Who lives in 78220?
ZIP code 78220 has a population of 19,423 and a median household income of $41,710.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Antonio, TX

    Typical home
    $157,710
    Gross yield
    9.8%
  • San Antonio, TX

    Typical home
    $161,518
    Gross yield
    10.1%
  • San Antonio, TX

    Typical home
    $161,928
    Gross yield
    16.1%
  • San Antonio, TX

    Typical home
    $164,186
    Gross yield
    10.1%
  • San Antonio, TX

    Typical home
    $167,203
    Gross yield
    9.2%
  • San Antonio, TX

    Typical home
    $167,414
    Gross yield
    9.6%

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