How much is a home worth in ZIP code 78520?

The typical home in 78520 is worth $190,483, based on the Zillow Home Value Index.

Are home values rising in 78520?

Home values in 78520 are up 2.1% over the past year, and up 7.0% a year over five years.

What is the typical rent in 78520?

A typical home in 78520 rents for about $1,603 a month, a gross rental yield of 10.1%.

What is the property tax rate in 78520?

The effective property tax rate in 78520 is 1.5% — roughly $2,865 a year on a typical home.

ZIP code 78520 has a population of 64,740 and a median household income of $50,116.

HousingHandbookReference data

…

U.S. ZIP Code · TX78520

Cameron County · Brownsville-Harlingen, TX

Typical home value

$190,483^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.1%
5-year / yr: +7.0%
10-year / yr: +6.1%

Relative price

vs U.S.: -32.9%
vs metro: -8.8%
vs state: -27.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78520 is worth $190,483 — 8.8% below the Brownsville-Harlingen, TX median. Over the past year, values have risen 2.1%. Homes here rent for a typical $1,603 a month — a 10.1% gross rental yield. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,603^[2]
Gross yield: 10.1%^[2]
Cap rate: 6.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.5%^[3]
Typical annual tax: $2,865^[3]

#Climate risk

FEMA National Risk Index ratings for Cameron County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Very High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: Relatively High

#Who lives here

Population: 64,740^[3]
Median household income: $50,116^[3]

#Migration

Household moves in and out of Cameron County over a year, from IRS tax-return data.

Net migration: -1,182^[5]
Moved in: 4,853
Moved out: 6,035

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 23
Elementary: 15
Middle: 1
High: 5

VETERANS MEMORIAL EARLY COLLEGE H S
High · Grades 9–12 · BROWNSVILLE ISD
2,294 students
PACE EARLY COLLEGE H S
High · Grades 9–12 · BROWNSVILLE ISD
1,629 students
JUBILEE BROWNSVILLE
Other · Grades PK–12 · JUBILEE ACADEMIES
980 students
PULLAM EL
Elementary · Grades PK–5 · BROWNSVILLE ISD
905 students
BENAVIDES EL
Elementary · Grades PK–5 · BROWNSVILLE ISD
868 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield10.1%

Net yield (after ~40% expenses)6.1%

Annual rent$19,240

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$963

Loan principal$152,386

Down payment$38,097

Total interest paid$194,360

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.85

Monthly cost to own$1,360

Monthly rent$1,603

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 58th percentile^[1]
Rental yield: 67th percentile^[2]
Property tax: 83rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 78520?: The typical home in 78520 is worth $190,483, based on the Zillow Home Value Index.
Are home values rising in 78520?: Home values in 78520 are up 2.1% over the past year, and up 7.0% a year over five years.
What is the typical rent in 78520?: A typical home in 78520 rents for about $1,603 a month, a gross rental yield of 10.1%.
What is the property tax rate in 78520?: The effective property tax rate in 78520 is 1.5% — roughly $2,865 a year on a typical home.
Who lives in 78520?: ZIP code 78520 has a population of 64,740 and a median household income of $50,116.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

78559 vs 78520 →
La Feria, TX
Typical home
$183,191
Gross yield
—
78550 vs 78520 →
Harlingen, TX
Typical home
$178,502
Gross yield
7.5%
78521
Brownsville, TX
Typical home
$174,770
Gross yield
9.5%
78583
La Tina Ranch CDP, TX
Typical home
$208,764
Gross yield
—
78586
San Benito, TX
Typical home
$164,129
Gross yield
8.8%
78566
Brownsville, TX
Typical home
$219,823
Gross yield
—

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#Jump to section

U.S. ZIP Code · TX78520

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