How much is a home worth in ZIP code 78550?

The typical home in 78550 is worth $178,502, based on the Zillow Home Value Index.

Are home values rising in 78550?

Home values in 78550 are down 2.5% over the past year, and up 3.7% a year over five years.

What is the typical rent in 78550?

A typical home in 78550 rents for about $1,108 a month, a gross rental yield of 7.5%.

What is the property tax rate in 78550?

The effective property tax rate in 78550 is 1.3% — roughly $2,270 a year on a typical home.

ZIP code 78550 has a population of 53,335 and a median household income of $49,007.

HousingHandbookReference data

…

U.S. ZIP Code · TX78550

Cameron County · Brownsville-Harlingen, TX

Typical home value

$178,502^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.5%
5-year / yr: +3.7%
10-year / yr: +4.0%

Relative price

vs U.S.: -37.2%
vs metro: -14.5%
vs state: -31.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78550 is worth $178,502 — 14.5% below the Brownsville-Harlingen, TX median. Over the past year, values have fallen 2.5%. Homes here rent for a typical $1,108 a month — a 7.5% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,108^[2]
Gross yield: 7.5%^[2]
Cap rate: 4.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.3%^[3]
Typical annual tax: $2,270^[3]

#Climate risk

FEMA National Risk Index ratings for Cameron County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Very High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: Relatively High

#Who lives here

Population: 53,335^[3]
Median household income: $49,007^[3]

#Migration

Household moves in and out of Cameron County over a year, from IRS tax-return data.

Net migration: -1,182^[5]
Moved in: 4,853
Moved out: 6,035

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 27
Elementary: 16
Middle: 3
High: 5

HARLINGEN H S
High · Grades 9–12 · HARLINGEN CISD
1,931 students
DR ABRAHAM P CANO FRESHMAN ACADEMY
Secondary · Grades 9 · HARLINGEN CISD
1,035 students
TREASURE HILLS EL
Elementary · Grades PK–5 · HARLINGEN CISD
829 students
MEMORIAL MIDDLE
Middle · Grades 6–8 · HARLINGEN CISD
741 students
COAKLEY MIDDLE
Middle · Grades 6–8 · HARLINGEN CISD
717 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.5%

Net yield (after ~40% expenses)4.5%

Annual rent$13,299

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$903

Loan principal$142,802

Down payment$35,700

Total interest paid$182,136

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.12

Monthly cost to own$1,240

Monthly rent$1,108

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 0th percentile^[1]
Rental yield: 17th percentile^[2]
Property tax: 33rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 78550?: The typical home in 78550 is worth $178,502, based on the Zillow Home Value Index.
Are home values rising in 78550?: Home values in 78550 are down 2.5% over the past year, and up 3.7% a year over five years.
What is the typical rent in 78550?: A typical home in 78550 rents for about $1,108 a month, a gross rental yield of 7.5%.
What is the property tax rate in 78550?: The effective property tax rate in 78550 is 1.3% — roughly $2,270 a year on a typical home.
Who lives in 78550?: ZIP code 78550 has a population of 53,335 and a median household income of $49,007.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

78521 vs 78550 →
Brownsville, TX
Typical home
$174,770
Gross yield
9.5%
78559 vs 78550 →
La Feria, TX
Typical home
$183,191
Gross yield
—
78520
Brownsville, TX
Typical home
$190,483
Gross yield
10.1%
78586
San Benito, TX
Typical home
$164,129
Gross yield
8.8%
78593
Yznaga CDP, TX
Typical home
$159,663
Gross yield
—
78583
La Tina Ranch CDP, TX
Typical home
$208,764
Gross yield
—

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Pit ZIP 78550 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · TX78550

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