HousingHandbookReference data

U.S. ZIP Code · TX78539

Hidalgo County · McAllen-Edinburg-Mission, TX

Typical home value

$244,577[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.5%
5-year / yr
+5.9%
10-year / yr
+5.9%

Relative price

vs U.S.
-13.9%
vs metro
+44.0%
vs state
-6.6%
ZIP 78539 location in TX
Location of ZIP 78539 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78539 is worth $244,577 — 44.0% above the McAllen-Edinburg-Mission, TX median. Over the past year, values have risen 0.5%. Homes here rent for a typical $1,045 a month — a 5.1% gross rental yield. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,045[2]
Gross yield
5.1%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.9%[3]
Typical annual tax
$4,613[3]

#Climate risk

FEMA National Risk Index ratings for Hidalgo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively High
Heat wave
Relatively High
Hurricane
Very High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
37,168[3]
Median household income
$66,967[3]

#Migration

Household moves in and out of Hidalgo County over a year, from IRS tax-return data.

Net migration
-898[5]
Moved in
8,132
Moved out
9,030

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
34
Elementary
22
Middle
4
High
7
  • ECONOMEDES H S

    High · Grades 8–12 · EDINBURG CISD

    2,707 students

  • EDINBURG NORTH H S

    High · Grades 9–12 · EDINBURG CISD

    2,635 students

  • EDINBURG H S

    High · Grades 9–12 · EDINBURG CISD

    2,352 students

  • ROBERT R VELA H S

    High · Grades 9–12 · EDINBURG CISD

    2,192 students

  • VANGUARD BEETHOVEN

    Other · Grades PK–12 · VANGUARD ACADEMY

    1,714 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.1%
Net yield (after ~40% expenses)3.1%
Annual rent$12,545

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,237
Loan principal$195,661
Down payment$48,915
Total interest paid$249,555

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.75
Monthly cost to own$1,826
Monthly rent$1,045

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
17th percentile[1]
Rental yield
0th percentile[2]
Property tax
95th percentile[3]

Frequently asked

How much is a home worth in ZIP code 78539?
The typical home in 78539 is worth $244,577, based on the Zillow Home Value Index.
Are home values rising in 78539?
Home values in 78539 are up 0.5% over the past year, and up 5.9% a year over five years.
What is the typical rent in 78539?
A typical home in 78539 rents for about $1,045 a month, a gross rental yield of 5.1%.
What is the property tax rate in 78539?
The effective property tax rate in 78539 is 1.9% — roughly $4,613 a year on a typical home.
Who lives in 78539?
ZIP code 78539 has a population of 37,168 and a median household income of $66,967.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • McAllen, TX

    Typical home
    $265,421
    Gross yield
    7.0%
  • Alton, TX

    Typical home
    $215,597
    Gross yield
    6.0%
  • Edinburg, TX

    Typical home
    $212,493
    Gross yield
    5.6%
  • Linn CDP, TX

    Typical home
    $205,459
    Gross yield
    6.9%
  • McAllen, TX

    Typical home
    $196,837
    Gross yield
    7.1%
  • Mission, TX

    Typical home
    $196,184
    Gross yield
    8.1%

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