HousingHandbookReference data

U.S. ZIP Code · TX78578

Cameron County · Brownsville-Harlingen, TX

Typical home value

$262,023[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+8.5%
10-year / yr
+5.3%

Relative price

vs U.S.
-7.8%
vs metro
+25.5%
vs state
≈ state median
ZIP 78578 location in TX
Location of ZIP 78578 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78578 is worth $262,023 — 25.5% above the Brownsville-Harlingen, TX median. Over the past year, values have risen 1.8%. Homes here rent for a typical $2,275 a month — a 10.4% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,275[2]
Gross yield
10.4%[2]
Cap rate
6.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$2,985[3]

#Climate risk

FEMA National Risk Index ratings for Cameron County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
10,016[3]
Median household income
$51,880[3]

#Migration

Household moves in and out of Cameron County over a year, from IRS tax-return data.

Net migration
-1,182[5]
Moved in
4,853
Moved out
6,035

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
1
High
1
  • PORT ISABEL EARLY COLLEGE H S

    High · Grades 9–12 · POINT ISABEL ISD

    593 students

  • GARRIGA EL

    Elementary · Grades PK–5 · POINT ISABEL ISD

    432 students

  • PORT ISABEL J H

    Middle · Grades 6–8 · POINT ISABEL ISD

    413 students

  • DERRY EL

    Elementary · Grades PK–5 · POINT ISABEL ISD

    409 students

  • CAMERON CO J J A E P

    Secondary · Grades 7–11 · POINT ISABEL ISD

    10 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.4%
Net yield (after ~40% expenses)6.3%
Annual rent$27,300

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,325
Loan principal$209,619
Down payment$52,405
Total interest paid$267,357

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.79
Monthly cost to own$1,792
Monthly rent$2,275

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
100th percentile[2]
Property tax
17th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 78578?
The typical home in 78578 is worth $262,023, based on the Zillow Home Value Index.
Are home values rising in 78578?
Home values in 78578 are up 1.8% over the past year, and up 8.5% a year over five years.
What is the typical rent in 78578?
A typical home in 78578 rents for about $2,275 a month, a gross rental yield of 10.4%.
What is the property tax rate in 78578?
The effective property tax rate in 78578 is 1.1% — roughly $2,985 a year on a typical home.
Who lives in 78578?
ZIP code 78578 has a population of 10,016 and a median household income of $51,880.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Brownsville, TX

    Typical home
    $234,333
    Gross yield
    10.2%
  • Brownsville, TX

    Typical home
    $291,702
    Gross yield
  • Harlingen, TX

    Typical home
    $224,191
    Gross yield
    6.3%
  • Brownsville, TX

    Typical home
    $219,823
    Gross yield
  • La Tina Ranch CDP, TX

    Typical home
    $208,764
    Gross yield
  • Brownsville, TX

    Typical home
    $190,483
    Gross yield
    10.1%

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