HousingHandbookReference data

U.S. ZIP Code · TX78610

Hays County · Austin-Round Rock-San Marcos, TX

Typical home value

$368,111[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-5.7%
5-year / yr
+1.4%
10-year / yr
+3.8%

Relative price

vs U.S.
+29.6%
vs metro
-16.3%
vs state
+40.6%
ZIP 78610 location in TX
Location of ZIP 78610 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78610 is worth $368,111 — 16.3% below the Austin-Round Rock-San Marcos, TX median. Over the past year, values have fallen 5.7%. Homes here rent for a typical $1,729 a month — a 5.6% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,729[2]
Gross yield
5.6%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$5,883[3]

#Climate risk

FEMA National Risk Index ratings for Hays County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
48,319[3]
Median household income
$119,698[3]

#Migration

Household moves in and out of Hays County over a year, from IRS tax-return data.

Net migration
+3,310[5]
Moved in
13,744
Moved out
10,434

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
16
Elementary
8
Middle
4
High
3
  • MOE AND GENE JOHNSON H S

    High · Grades 9–12 · HAYS CISD

    2,802 students

  • JACK C HAYS H S

    High · Grades 9–12 · HAYS CISD

    2,191 students

  • DR T C MCCORMICK JR MIDDLE

    Middle · Grades 6–8 · HAYS CISD

    1,116 students

  • ERIC DAHLSTROM MIDDLE

    Middle · Grades 6–8 · HAYS CISD

    873 students

  • R C BARTON MIDDLE

    Middle · Grades 6–8 · HAYS CISD

    841 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.6%
Net yield (after ~40% expenses)3.4%
Annual rent$20,748

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,861
Loan principal$294,489
Down payment$73,622
Total interest paid$375,605

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.54
Monthly cost to own$2,659
Monthly rent$1,729

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
46th percentile[1]
Rental yield
80th percentile[2]
Property tax
94th percentile[3]

Frequently asked

How much is a home worth in ZIP code 78610?
The typical home in 78610 is worth $368,111, based on the Zillow Home Value Index.
Are home values rising in 78610?
Home values in 78610 are down 5.7% over the past year, and up 1.4% a year over five years.
What is the typical rent in 78610?
A typical home in 78610 rents for about $1,729 a month, a gross rental yield of 5.6%.
What is the property tax rate in 78610?
The effective property tax rate in 78610 is 1.6% — roughly $5,883 a year on a typical home.
Who lives in 78610?
ZIP code 78610 has a population of 48,319 and a median household income of $119,698.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Austin, TX

    Typical home
    $363,822
    Gross yield
    4.7%
  • Austin, TX

    Typical home
    $363,253
    Gross yield
    5.1%
  • Mustang Ridge, TX

    Typical home
    $373,067
    Gross yield
  • Thrall, TX

    Typical home
    $373,394
    Gross yield
  • Austin, TX

    Typical home
    $374,039
    Gross yield
    4.7%
  • Pflugerville, TX

    Typical home
    $379,042
    Gross yield
    5.2%

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