How much is a home worth in ZIP code 78681?

The typical home in 78681 is worth $491,286, based on the Zillow Home Value Index.

Are home values rising in 78681?

Home values in 78681 are down 4.7% over the past year, and up 2.1% a year over five years.

What is the typical rent in 78681?

A typical home in 78681 rents for about $1,784 a month, a gross rental yield of 4.4%.

What is the property tax rate in 78681?

The effective property tax rate in 78681 is 1.5% — roughly $7,320 a year on a typical home.

ZIP code 78681 has a population of 56,691 and a median household income of $137,819.

HousingHandbookReference data

…

U.S. ZIP Code · TX78681

Williamson County · Austin-Round Rock-San Marcos, TX

Typical home value

$491,286^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -4.7%
5-year / yr: +2.1%
10-year / yr: +5.2%

Relative price

vs U.S.: +72.9%
vs metro: +11.7%
vs state: +87.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78681 is worth $491,286 — 11.7% above the Austin-Round Rock-San Marcos, TX median. Over the past year, values have fallen 4.7%. Homes here rent for a typical $1,784 a month — a 4.4% gross rental yield. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,784^[2]
Gross yield: 4.4%^[2]
Cap rate: 2.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.5%^[3]
Typical annual tax: $7,320^[3]

#Climate risk

FEMA National Risk Index ratings for Williamson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Low
Tornado: Relatively High
Earthquake: Very Low
Winter weather: Very High

#Who lives here

Population: 56,691^[3]
Median household income: $137,819^[3]

#Migration

Household moves in and out of Williamson County over a year, from IRS tax-return data.

Net migration: +7,478^[5]
Moved in: 32,697
Moved out: 25,219

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 13
Elementary: 9
Middle: 2
High: 2

ROUND ROCK H S
High · Grades 9–12 · ROUND ROCK ISD
3,740 students
JAMES GARLAND WALSH MIDDLE
Middle · Grades 6–8 · ROUND ROCK ISD
1,178 students
GREAT OAKS EL
Elementary · Grades PK–5 · ROUND ROCK ISD
792 students
CHISHOLM TRAIL MIDDLE
Middle · Grades 6–8 · ROUND ROCK ISD
703 students
CACTUS RANCH EL
Elementary · Grades PK–5 · ROUND ROCK ISD
671 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.4%

Net yield (after ~40% expenses)2.6%

Annual rent$21,412

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,484

Loan principal$393,029

Down payment$98,257

Total interest paid$501,287

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.96

Monthly cost to own$3,504

Monthly rent$1,784

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 65th percentile^[1]
Rental yield: 44th percentile^[2]
Property tax: 85th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 78681?: The typical home in 78681 is worth $491,286, based on the Zillow Home Value Index.
Are home values rising in 78681?: Home values in 78681 are down 4.7% over the past year, and up 2.1% a year over five years.
What is the typical rent in 78681?: A typical home in 78681 rents for about $1,784 a month, a gross rental yield of 4.4%.
What is the property tax rate in 78681?: The effective property tax rate in 78681 is 1.5% — roughly $7,320 a year on a typical home.
Who lives in 78681?: ZIP code 78681 has a population of 56,691 and a median household income of $137,819.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

78723 vs 78681 →
Austin, TX
Typical home
$483,808
Gross yield
4.5%
78628 vs 78681 →
Georgetown, TX
Typical home
$480,872
Gross yield
4.7%
78642
Liberty Hill, TX
Typical home
$502,414
Gross yield
5.3%
78652
Austin, TX
Typical home
$473,308
Gross yield
5.3%
78613
Cedar Park, TX
Typical home
$469,580
Gross yield
3.9%
78650
McDade CDP, TX
Typical home
$469,067
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 78681 against any other ZIP — full side-by-side table.

Compare 78681 →

#Jump to section

U.S. ZIP Code · TX78681

Get more data on ZIPs like this

Get more data on ZIPs like this