HousingHandbookReference data

U.S. ZIP Code · CO80438

Clear Creek County · Denver-Aurora-Centennial, CO

Typical home value

$360,443[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.6%
5-year / yr
+0.9%
10-year / yr
+5.8%

Relative price

vs U.S.
+26.9%
vs metro
-35.6%
vs state
-28.2%
ZIP 80438 location in CO
Location of ZIP 80438 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 80438 is worth $360,443 — 35.6% below the Denver-Aurora-Centennial, CO median. Over the past year, values have fallen 2.6%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,192[3]

#Climate risk

FEMA National Risk Index ratings for Clear Creek County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
No Rating
Heat wave
No Rating
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
970[3]
Median household income
$67,034[3]

#Migration

Household moves in and out of Clear Creek County over a year, from IRS tax-return data.

Net migration
+25[5]
Moved in
460
Moved out
435

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,823
Loan principal$288,354
Down payment$72,089
Total interest paid$367,780

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,306
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
10th percentile[1]
Rental yield
[2]
Property tax
84th percentile[3]

Frequently asked

How much is a home worth in ZIP code 80438?
The typical home in 80438 is worth $360,443, based on the Zillow Home Value Index.
Are home values rising in 80438?
Home values in 80438 are down 2.6% over the past year, and up 0.9% a year over five years.
What is the property tax rate in 80438?
The effective property tax rate in 80438 is 0.6% — roughly $2,192 a year on a typical home.
Who lives in 80438?
ZIP code 80438 has a population of 970 and a median household income of $67,034.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Denver, CO

    Typical home
    $359,765
    Gross yield
    5.1%
  • Denver, CO

    Typical home
    $363,130
    Gross yield
    6.2%
  • Aurora, CO

    Typical home
    $357,537
    Gross yield
    5.7%
  • Deer Trail, CO

    Typical home
    $386,058
    Gross yield
  • Simla, CO

    Typical home
    $332,731
    Gross yield
  • Silver Plume, CO

    Typical home
    $389,272
    Gross yield

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