HousingHandbookReference data

U.S. ZIP Code · CO80512

Larimer County · Fort Collins-Loveland, CO

Typical home value

$564,576[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.5%
5-year / yr
+2.6%
10-year / yr
+5.6%

Relative price

vs U.S.
+98.7%
vs metro
≈ metro median
vs state
+12.5%
ZIP 80512 location in CO
Location of ZIP 80512 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 80512 is worth $564,576. Over the past year, values have fallen 1.5%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$2,264[3]

#Climate risk

FEMA National Risk Index ratings for Larimer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
1,903[3]
Median household income
$97,837[3]

#Migration

Household moves in and out of Larimer County over a year, from IRS tax-return data.

Net migration
+671[5]
Moved in
14,746
Moved out
14,075

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,855
Loan principal$451,661
Down payment$112,915
Total interest paid$576,068

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,513
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
7th percentile[3]

Frequently asked

How much is a home worth in ZIP code 80512?
The typical home in 80512 is worth $564,576, based on the Zillow Home Value Index.
Are home values rising in 80512?
Home values in 80512 are down 1.5% over the past year, and up 2.6% a year over five years.
What is the property tax rate in 80512?
The effective property tax rate in 80512 is 0.4% — roughly $2,264 a year on a typical home.
Who lives in 80512?
ZIP code 80512 has a population of 1,903 and a median household income of $97,837.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • CO

    Typical home
    $563,644
    Gross yield
  • Laporte CDP, CO

    Typical home
    $560,000
    Gross yield
  • Fort Collins, CO

    Typical home
    $578,667
    Gross yield
    3.7%
  • Fort Collins, CO

    Typical home
    $543,926
    Gross yield
    4.5%
  • Fort Collins, CO

    Typical home
    $592,233
    Gross yield
    4.1%
  • Fort Collins, CO

    Typical home
    $533,173
    Gross yield
    4.8%

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