HousingHandbookReference data

U.S. ZIP Code · AZ85286

Maricopa County · Phoenix-Mesa-Chandler, AZ

Typical home value

$615,797[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.6%
5-year / yr
+4.3%
10-year / yr
+6.1%

Relative price

vs U.S.
+116.8%
vs metro
+38.1%
vs state
+58.3%
ZIP 85286 location in AZ
Location of ZIP 85286 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85286 is worth $615,797 — 38.1% above the Phoenix-Mesa-Chandler, AZ median. Over the past year, values have fallen 1.6%. Homes here rent for a typical $2,040 a month — a 4.0% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,040[2]
Gross yield
4.0%[2]
Cap rate
2.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$3,122[3]

#Climate risk

FEMA National Risk Index ratings for Maricopa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively High
Heat wave
Very High
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
50,621[3]
Median household income
$121,758[3]

#Migration

Household moves in and out of Maricopa County over a year, from IRS tax-return data.

Net migration
+5,261[5]
Moved in
91,952
Moved out
86,691

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
6
Middle
0
High
1
  • Legacy Traditional School - Chandler

    Elementary · Grades K–8 · Legacy Traditional School - Chandler (91133)

    1,146 students

  • Robert and Danell Tarwater Elementary

    Elementary · Grades PK–6 · Chandler Unified District #80 (4242)

    753 students

  • Great Hearts Academies - Archway Lincoln

    Elementary · Grades K–5 · Archway Classical Academy Lincoln (92656)

    714 students

  • Haley Elementary

    Elementary · Grades PK–6 · Chandler Unified District #80 (4242)

    704 students

  • T. Dale Hancock Elementary School

    Elementary · Grades PK–6 · Chandler Unified District #80 (4242)

    695 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.0%
Net yield (after ~40% expenses)2.4%
Annual rent$24,482

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,114
Loan principal$492,638
Down payment$123,159
Total interest paid$628,333

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.91
Monthly cost to own$3,889
Monthly rent$2,040

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
50th percentile[1]
Rental yield
18th percentile[2]
Property tax
72nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 85286?
The typical home in 85286 is worth $615,797, based on the Zillow Home Value Index.
Are home values rising in 85286?
Home values in 85286 are down 1.6% over the past year, and up 4.3% a year over five years.
What is the typical rent in 85286?
A typical home in 85286 rents for about $2,040 a month, a gross rental yield of 4.0%.
What is the property tax rate in 85286?
The effective property tax rate in 85286 is 0.5% — roughly $3,122 a year on a typical home.
Who lives in 85286?
ZIP code 85286 has a population of 50,621 and a median household income of $121,758.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Scottsdale, AZ

    Typical home
    $617,659
    Gross yield
    5.1%
  • Phoenix, AZ

    Typical home
    $625,961
    Gross yield
    4.2%
  • Phoenix, AZ

    Typical home
    $628,321
    Gross yield
    4.8%
  • Phoenix, AZ

    Typical home
    $628,644
    Gross yield
    5.2%
  • New River CDP, AZ

    Typical home
    $633,133
    Gross yield
  • Gilbert, AZ

    Typical home
    $594,334
    Gross yield
    4.3%

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