HousingHandbookReference data

U.S. ZIP Code · AZ85320

Maricopa County · Phoenix-Mesa-Chandler, AZ

Typical home value

$479,521[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.6%
5-year / yr
10-year / yr

Relative price

vs U.S.
+68.8%
vs metro
+7.5%
vs state
+23.2%
ZIP 85320 location in AZ
Location of ZIP 85320 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85320 is worth $479,521 — 7.5% above the Phoenix-Mesa-Chandler, AZ median. Over the past year, values have risen 6.6%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$3,116[3]

#Climate risk

FEMA National Risk Index ratings for Maricopa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively High
Heat wave
Very High
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
458[3]
Median household income
$47,731[3]

#Migration

Household moves in and out of Maricopa County over a year, from IRS tax-return data.

Net migration
+5,261[5]
Moved in
91,952
Moved out
86,691

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
0
  • Aguila Elementary School

    Elementary · Grades K–8 · Aguila Elementary District (4249)

    128 students

  • Aguila Pre-School

    Prekindergarten · Grades PK · Aguila Elementary District (4249)

    18 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,425
Loan principal$383,617
Down payment$95,904
Total interest paid$489,282

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,084
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
98th percentile[3]

Frequently asked

How much is a home worth in ZIP code 85320?
The typical home in 85320 is worth $479,521, based on the Zillow Home Value Index.
Are home values rising in 85320?
Home values in 85320 are up 6.6% over the past year.
What is the property tax rate in 85320?
The effective property tax rate in 85320 is 0.6% — roughly $3,116 a year on a typical home.
Who lives in 85320?
ZIP code 85320 has a population of 458 and a median household income of $47,731.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Phoenix, AZ

    Typical home
    $480,745
    Gross yield
    3.9%
  • Glendale, AZ

    Typical home
    $476,966
    Gross yield
    4.1%
  • Gold Canyon CDP, AZ

    Typical home
    $484,612
    Gross yield
    4.9%
  • Saddlebrooke CDP, AZ

    Typical home
    $472,664
    Gross yield
    6.0%
  • Phoenix, AZ

    Typical home
    $490,765
    Gross yield
    4.5%
  • Phoenix, AZ

    Typical home
    $467,644
    Gross yield
    3.5%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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