HousingHandbookReference data

U.S. ZIP Code · AZ85321

Pima County · Tucson, AZ

Typical home value

$137,703[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.8%
5-year / yr
+6.4%
10-year / yr
+5.6%

Relative price

vs U.S.
-51.5%
vs metro
-59.6%
vs state
-64.6%
ZIP 85321 location in AZ
Location of ZIP 85321 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85321 is worth $137,703 — 59.6% below the Tucson, AZ median. Over the past year, values have risen 2.8%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,011[3]

#Climate risk

FEMA National Risk Index ratings for Pima County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Very High
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
3,555[3]
Median household income
$53,180[3]

#Migration

Household moves in and out of Pima County over a year, from IRS tax-return data.

Net migration
+1,600[5]
Moved in
22,680
Moved out
21,080

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
2
  • Ajo Elementary School

    Elementary · Grades PK–8 · Ajo Unified District (4409)

    266 students

  • Ajo High School

    High · Grades 9–12 · Ajo Unified District (4409)

    134 students

  • PCJTED - Ajo High School

    High · Grades 9–12 · Pima County JTED (89380)

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$696
Loan principal$110,162
Down payment$27,541
Total interest paid$140,506

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$895
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
[2]
Property tax
74th percentile[3]

Frequently asked

How much is a home worth in ZIP code 85321?
The typical home in 85321 is worth $137,703, based on the Zillow Home Value Index.
Are home values rising in 85321?
Home values in 85321 are up 2.8% over the past year, and up 6.4% a year over five years.
What is the property tax rate in 85321?
The effective property tax rate in 85321 is 0.7% — roughly $1,011 a year on a typical home.
Who lives in 85321?
ZIP code 85321 has a population of 3,555 and a median household income of $53,180.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Tucson, AZ

    Typical home
    $235,125
    Gross yield
    5.2%
  • Tucson, AZ

    Typical home
    $240,694
    Gross yield
    6.4%
  • Tucson, AZ

    Typical home
    $256,160
    Gross yield
    5.1%
  • Tucson, AZ

    Typical home
    $262,187
    Gross yield
    5.1%
  • Elephant Head CDP, AZ

    Typical home
    $262,483
    Gross yield
  • Tucson, AZ

    Typical home
    $283,917
    Gross yield
    4.7%

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