How much is a home worth in ZIP code 85365?

The typical home in 85365 is worth $328,328, based on the Zillow Home Value Index.

Are home values rising in 85365?

Home values in 85365 are up 1.5% over the past year, and up 6.8% a year over five years.

What is the typical rent in 85365?

A typical home in 85365 rents for about $1,767 a month, a gross rental yield of 6.5%.

What is the property tax rate in 85365?

The effective property tax rate in 85365 is 0.6% — roughly $1,931 a year on a typical home.

ZIP code 85365 has a population of 54,775 and a median household income of $70,331.

HousingHandbookReference data

…

U.S. ZIP Code · AZ85365

Yuma County · Yuma, AZ

Typical home value

$328,328^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.5%
5-year / yr: +6.8%
10-year / yr: +7.1%

Relative price

vs U.S.: +15.6%
vs metro: +23.5%
vs state: -15.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85365 is worth $328,328 — 23.5% above the Yuma, AZ median. Over the past year, values have risen 1.5%. Homes here rent for a typical $1,767 a month — a 6.5% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,767^[2]
Gross yield: 6.5%^[2]
Cap rate: 3.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $1,931^[3]

#Climate risk

FEMA National Risk Index ratings for Yuma County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Very Low
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 54,775^[3]
Median household income: $70,331^[3]

#Migration

Household moves in and out of Yuma County over a year, from IRS tax-return data.

Net migration: +112^[5]
Moved in: 4,943
Moved out: 4,831

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 5
Middle: 2
High: 3

Gila Ridge High School
High · Grades 9–12 · Yuma Union High School District (4507)
2,325 students
Castle Dome Middle School
Middle · Grades 6–8 · Yuma Elementary District (4499)
917 students
Mary A Otondo Elementary School
Elementary · Grades PK–5 · Yuma Elementary District (4499)
829 students
Desert Mesa Elementary School
Elementary · Grades PK–5 · Yuma Elementary District (4499)
827 students
Dorothy Hall Elementary
Elementary · Grades PK–5 · Yuma Elementary District (4499)
561 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.5%

Net yield (after ~40% expenses)3.9%

Annual rent$21,205

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,660

Loan principal$262,662

Down payment$65,666

Total interest paid$335,011

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.19

Monthly cost to own$2,095

Monthly rent$1,767

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 40th percentile^[1]
Rental yield: 50th percentile^[2]
Property tax: 17th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 85365?: The typical home in 85365 is worth $328,328, based on the Zillow Home Value Index.
Are home values rising in 85365?: Home values in 85365 are up 1.5% over the past year, and up 6.8% a year over five years.
What is the typical rent in 85365?: A typical home in 85365 rents for about $1,767 a month, a gross rental yield of 6.5%.
What is the property tax rate in 85365?: The effective property tax rate in 85365 is 0.6% — roughly $1,931 a year on a typical home.
Who lives in 85365?: ZIP code 85365 has a population of 54,775 and a median household income of $70,331.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

85367 vs 85365 →
Fortuna Foothills CDP, AZ
Typical home
$305,950
Gross yield
6.9%
85350 vs 85365 →
San Luis, AZ
Typical home
$272,104
Gross yield
—
85364
Yuma, AZ
Typical home
$265,894
Gross yield
5.4%
85349
San Luis, AZ
Typical home
$258,026
Gross yield
—
85356
Wellton, AZ
Typical home
$255,020
Gross yield
—
85336
San Luis, AZ
Typical home
$249,547
Gross yield
—

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#Jump to section

U.S. ZIP Code · AZ85365

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