HousingHandbookReference data

U.S. ZIP Code · NV89430

Lyon County · Reno, NV

Typical home value

$604,079[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.9%
5-year / yr
+4.5%
10-year / yr
+7.4%

Relative price

vs U.S.
+112.7%
vs metro
+25.4%
vs state
+44.8%
ZIP 89430 location in NV
Location of ZIP 89430 in NV

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 89430 is worth $604,079 — 25.4% above the Reno, NV median. Over the past year, values have risen 5.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Lyon County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
175[3]
Median household income
$175,293[3]

#Migration

Household moves in and out of Lyon County over a year, from IRS tax-return data.

Net migration
+554[5]
Moved in
2,710
Moved out
2,156

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
0
High
0
  • Smith Valley Schools

    Other · Grades PK–12 · Lyon

    189 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,055
Loan principal$483,263
Down payment$120,816
Total interest paid$616,375

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$4,162
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
89th percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 89430?
The typical home in 89430 is worth $604,079, based on the Zillow Home Value Index.
Are home values rising in 89430?
Home values in 89430 are up 5.9% over the past year, and up 4.5% a year over five years.
Who lives in 89430?
ZIP code 89430 has a population of 175 and a median household income of $175,293.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sparks, NV

    Typical home
    $573,081
    Gross yield
    4.5%
  • Reno, NV

    Typical home
    $638,199
    Gross yield
    4.1%
  • Smith Valley CDP, NV

    Typical home
    $536,411
    Gross yield
  • Reno, NV

    Typical home
    $683,143
    Gross yield
    3.0%
  • Spanish Springs CDP, NV

    Typical home
    $699,164
    Gross yield
  • Washoe Valley CDP, NV

    Typical home
    $704,936
    Gross yield

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