HousingHandbookReference data

U.S. ZIP Code · CA92057

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$817,766[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.1%
5-year / yr
+5.8%
10-year / yr
+6.6%

Relative price

vs U.S.
+187.9%
vs metro
-10.6%
vs state
+16.7%
ZIP 92057 location in CA
Location of ZIP 92057 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92057 is worth $817,766 — 10.6% below the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have fallen 1.1%. Homes here rent for a typical $3,082 a month — a 4.5% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,082[2]
Gross yield
4.5%[2]
Cap rate
2.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$5,467[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
56,835[3]
Median household income
$108,814[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration
-5,385[5]
Moved in
70,215
Moved out
75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
7
Middle
3
High
2
  • El Camino High

    High · Grades 9–12 · Oceanside Unified

    2,526 students

  • Mission Vista High

    High · Grades 9–12 · Vista Unified

    1,662 students

  • Martin Luther King Jr. Middle

    Middle · Grades 6–8 · Oceanside Unified

    1,142 students

  • Ivey Ranch Elementary

    Elementary · Grades K–5 · Oceanside Unified

    714 students

  • Roosevelt Middle

    Middle · Grades 6–8 · Vista Unified

    706 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.5%
Net yield (after ~40% expenses)2.7%
Annual rent$36,979

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,135
Loan principal$654,212
Down payment$163,553
Total interest paid$834,412

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.71
Monthly cost to own$5,273
Monthly rent$3,082

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
59th percentile[1]
Rental yield
93rd percentile[2]
Property tax
61st percentile[3]

Frequently asked

How much is a home worth in ZIP code 92057?
The typical home in 92057 is worth $817,766, based on the Zillow Home Value Index.
Are home values rising in 92057?
Home values in 92057 are down 1.1% over the past year, and up 5.8% a year over five years.
What is the typical rent in 92057?
A typical home in 92057 rents for about $3,082 a month, a gross rental yield of 4.5%.
What is the property tax rate in 92057?
The effective property tax rate in 92057 is 0.7% — roughly $5,467 a year on a typical home.
Who lives in 92057?
ZIP code 92057 has a population of 56,835 and a median household income of $108,814.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Ramona CDP, CA

    Typical home
    $816,504
    Gross yield
    3.3%
  • Lakeside CDP, CA

    Typical home
    $819,281
    Gross yield
    3.3%
  • La Mesa, CA

    Typical home
    $820,789
    Gross yield
    3.8%
  • Spring Valley CDP, CA

    Typical home
    $823,089
    Gross yield
    3.9%
  • Santee, CA

    Typical home
    $807,791
    Gross yield
    4.3%
  • Escondido, CA

    Typical home
    $836,276
    Gross yield
    3.8%

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