HousingHandbookReference data

U.S. ZIP Code · CA92064

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$1,240,797[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.9%
5-year / yr
+6.4%
10-year / yr
+6.3%

Relative price

vs U.S.
+336.8%
vs metro
+35.7%
vs state
+77.1%
ZIP 92064 location in CA
Location of ZIP 92064 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92064 is worth $1,240,797 — 35.7% above the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have fallen 3.9%. Homes here rent for a typical $3,008 a month — a 2.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,008[2]
Gross yield
2.9%[2]
Cap rate
1.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$8,066[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
48,683[3]
Median household income
$148,673[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration
-5,385[5]
Moved in
70,215
Moved out
75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
13
Elementary
7
Middle
2
High
2
  • Pacific Coast Academy

    Other · Grades K–12 · Pacific Coast Academy District

    5,612 students

  • Cabrillo Point Academy

    Other · Grades K–12 · Cabrillo Point Academy District

    4,884 students

  • Poway High

    High · Grades 9–12 · Poway Unified

    2,161 students

  • Twin Peaks Middle

    Middle · Grades 6–8 · Poway Unified

    1,101 students

  • Meadowbrook Middle

    Middle · Grades 6–8 · Poway Unified

    984 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.9%
Net yield (after ~40% expenses)1.7%
Annual rent$36,090

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$6,274
Loan principal$992,638
Down payment$248,159
Total interest paid$1,266,054

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.65
Monthly cost to own$7,980
Monthly rent$3,008

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
76th percentile[1]
Rental yield
19th percentile[2]
Property tax
51st percentile[3]

Frequently asked

How much is a home worth in ZIP code 92064?
The typical home in 92064 is worth $1,240,797, based on the Zillow Home Value Index.
Are home values rising in 92064?
Home values in 92064 are down 3.9% over the past year, and up 6.4% a year over five years.
What is the typical rent in 92064?
A typical home in 92064 rents for about $3,008 a month, a gross rental yield of 2.9%.
What is the property tax rate in 92064?
The effective property tax rate in 92064 is 0.7% — roughly $8,066 a year on a typical home.
Who lives in 92064?
ZIP code 92064 has a population of 48,683 and a median household income of $148,673.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Carlsbad, CA

    Typical home
    $1,200,792
    Gross yield
    3.2%
  • Escondido, CA

    Typical home
    $1,195,963
    Gross yield
    2.6%
  • Chula Vista, CA

    Typical home
    $1,192,123
    Gross yield
  • Carlsbad, CA

    Typical home
    $1,316,541
    Gross yield
    3.1%
  • Bonita CDP, CA

    Typical home
    $1,151,980
    Gross yield
    2.8%
  • Oceanside, CA

    Typical home
    $1,119,545
    Gross yield
    3.3%

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