HousingHandbookReference data

U.S. ZIP Code · CA92231

Imperial County · El Centro, CA

Typical home value

$392,820[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.1%
5-year / yr
+7.3%
10-year / yr
+7.0%

Relative price

vs U.S.
+38.3%
vs metro
+1.6%
vs state
-43.9%
ZIP 92231 location in CA
Location of ZIP 92231 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92231 is worth $392,820 — 1.6% above the El Centro, CA median. Over the past year, values have risen 7.1%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,388[3]

#Climate risk

FEMA National Risk Index ratings for Imperial County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
38,621[3]
Median household income
$49,742[3]

#Migration

Household moves in and out of Imperial County over a year, from IRS tax-return data.

Net migration
-696[5]
Moved in
2,390
Moved out
3,086

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
7
Middle
2
High
3
  • Calexico High

    High · Grades 9–12 · Calexico Unified

    2,718 students

  • Cesar Chavez Elementary

    Elementary · Grades K–6 · Calexico Unified

    747 students

  • Enrique Camarena Jr. High

    Middle · Grades 7–8 · Calexico Unified

    684 students

  • Jefferson Elementary

    Elementary · Grades K–6 · Calexico Unified

    632 students

  • William Moreno Junior High

    Middle · Grades 7–8 · Calexico Unified

    622 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,986
Loan principal$314,256
Down payment$78,564
Total interest paid$400,817

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,595
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
83rd percentile[1]
Rental yield
[2]
Property tax
83rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 92231?
The typical home in 92231 is worth $392,820, based on the Zillow Home Value Index.
Are home values rising in 92231?
Home values in 92231 are up 7.1% over the past year, and up 7.3% a year over five years.
What is the property tax rate in 92231?
The effective property tax rate in 92231 is 0.9% — roughly $3,388 a year on a typical home.
Who lives in 92231?
ZIP code 92231 has a population of 38,621 and a median household income of $49,742.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • El Centro, CA

    Typical home
    $386,686
    Gross yield
  • Heber CDP, CA

    Typical home
    $415,852
    Gross yield
  • Brawley, CA

    Typical home
    $362,887
    Gross yield
  • Holtville, CA

    Typical home
    $350,514
    Gross yield
  • Imperial, CA

    Typical home
    $440,416
    Gross yield
    6.3%
  • Calipatria, CA

    Typical home
    $261,500
    Gross yield

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