HousingHandbookReference data

U.S. ZIP Code · CA92315

San Bernardino County · Riverside-San Bernardino-Ontario, CA

Typical home value

$545,530[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-5.9%
5-year / yr
+2.2%
10-year / yr
+5.7%

Relative price

vs U.S.
+92.0%
vs metro
+2.2%
vs state
-22.1%
ZIP 92315 location in CA
Location of ZIP 92315 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92315 is worth $545,530 — 2.2% above the Riverside-San Bernardino-Ontario, CA median. Over the past year, values have fallen 5.9%. Homes here rent for a typical $1,971 a month — a 4.3% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,971[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$3,513[3]

#Climate risk

FEMA National Risk Index ratings for San Bernardino County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very High
Winter weather
Relatively Low

#Who lives here

Population
5,215[3]
Median household income
$77,436[3]

#Migration

Household moves in and out of San Bernardino County over a year, from IRS tax-return data.

Net migration
-3,129[5]
Moved in
46,296
Moved out
49,425

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
1
High
0
  • North Shore Elementary

    Elementary · Grades K–5 · Bear Valley Unified

    516 students

  • Big Bear Middle

    Middle · Grades 6–8 · Bear Valley Unified

    494 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$23,656

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,758
Loan principal$436,424
Down payment$109,106
Total interest paid$556,635

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.78
Monthly cost to own$3,504
Monthly rent$1,971

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
10th percentile[1]
Rental yield
18th percentile[2]
Property tax
14th percentile[3]

Frequently asked

How much is a home worth in ZIP code 92315?
The typical home in 92315 is worth $545,530, based on the Zillow Home Value Index.
Are home values rising in 92315?
Home values in 92315 are down 5.9% over the past year, and up 2.2% a year over five years.
What is the typical rent in 92315?
A typical home in 92315 rents for about $1,971 a month, a gross rental yield of 4.3%.
What is the property tax rate in 92315?
The effective property tax rate in 92315 is 0.6% — roughly $3,513 a year on a typical home.
Who lives in 92315?
ZIP code 92315 has a population of 5,215 and a median household income of $77,436.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Bernardino, CA

    Typical home
    $543,580
    Gross yield
    4.5%
  • CA

    Typical home
    $541,566
    Gross yield
  • Beaumont, CA

    Typical home
    $537,887
    Gross yield
    6.3%
  • Moreno Valley, CA

    Typical home
    $533,531
    Gross yield
    5.0%
  • Palm Desert, CA

    Typical home
    $531,050
    Gross yield
    6.6%
  • Perris, CA

    Typical home
    $530,447
    Gross yield
    6.6%

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