How much is a home worth in ZIP code 92345?

The typical home in 92345 is worth $446,484, based on the Zillow Home Value Index.

Are home values rising in 92345?

Home values in 92345 are up 0.7% over the past year, and up 5.9% a year over five years.

What is the typical rent in 92345?

A typical home in 92345 rents for about $2,121 a month, a gross rental yield of 5.7%.

What is the property tax rate in 92345?

The effective property tax rate in 92345 is 0.7% — roughly $2,904 a year on a typical home.

ZIP code 92345 has a population of 88,706 and a median household income of $69,485.

HousingHandbookReference data

…

U.S. ZIP Code · CA92345

San Bernardino County · Riverside-San Bernardino-Ontario, CA

Typical home value

$446,484^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.7%
5-year / yr: +5.9%
10-year / yr: +8.6%

Relative price

vs U.S.: +57.2%
vs metro: -16.3%
vs state: -36.3%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92345 is worth $446,484 — 16.3% below the Riverside-San Bernardino-Ontario, CA median. Over the past year, values have risen 0.7%. Homes here rent for a typical $2,121 a month — a 5.7% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,121^[2]
Gross yield: 5.7%^[2]
Cap rate: 3.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,904^[3]

#Climate risk

FEMA National Risk Index ratings for San Bernardino County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Not Applicable
Wildfire: Very High
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: No Rating
Tornado: Relatively Moderate
Earthquake: Very High
Winter weather: Relatively Low

#Who lives here

Population: 88,706^[3]
Median household income: $69,485^[3]

#Migration

Household moves in and out of San Bernardino County over a year, from IRS tax-return data.

Net migration: -3,129^[5]
Moved in: 46,296
Moved out: 49,425

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 26
Elementary: 14
Middle: 2
High: 8

Alta Vista Innovation High
High · Grades 9–12 · Alta Vista Innovation High District
2,376 students
Hesperia High
High · Grades 9–12 · Hesperia Unified
2,325 students
Sultana High
High · Grades 9–12 · Hesperia Unified
2,181 students
Hesperia Junior High
Middle · Grades 7–8 · Hesperia Unified
1,202 students
Ranchero Middle
Middle · Grades 7–8 · Hesperia Unified
1,149 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.7%

Net yield (after ~40% expenses)3.4%

Annual rent$25,457

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,258

Loan principal$357,187

Down payment$89,297

Total interest paid$455,573

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.35

Monthly cost to own$2,872

Monthly rent$2,121

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 83rd percentile^[1]
Rental yield: 69th percentile^[2]
Property tax: 15th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 92345?: The typical home in 92345 is worth $446,484, based on the Zillow Home Value Index.
Are home values rising in 92345?: Home values in 92345 are up 0.7% over the past year, and up 5.9% a year over five years.
What is the typical rent in 92345?: A typical home in 92345 rents for about $2,121 a month, a gross rental yield of 5.7%.
What is the property tax rate in 92345?: The effective property tax rate in 92345 is 0.7% — roughly $2,904 a year on a typical home.
Who lives in 92345?: ZIP code 92345 has a population of 88,706 and a median household income of $69,485.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

92410 vs 92345 →
San Bernardino, CA
Typical home
$442,794
Gross yield
4.8%
92545 vs 92345 →
Hemet, CA
Typical home
$450,763
Gross yield
5.5%
92392
Victorville, CA
Typical home
$451,084
Gross yield
6.1%
92583
San Jacinto, CA
Typical home
$452,128
Gross yield
5.8%
92307
Apple Valley, CA
Typical home
$455,926
Gross yield
5.2%
92405
San Bernardino, CA
Typical home
$456,607
Gross yield
5.3%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 92345 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA92345

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