How much is a home worth in ZIP code 92545?

The typical home in 92545 is worth $450,763, based on the Zillow Home Value Index.

Are home values rising in 92545?

Home values in 92545 are down 1.3% over the past year, and up 5.2% a year over five years.

What is the typical rent in 92545?

A typical home in 92545 rents for about $2,052 a month, a gross rental yield of 5.5%.

What is the property tax rate in 92545?

The effective property tax rate in 92545 is 0.8% — roughly $3,788 a year on a typical home.

ZIP code 92545 has a population of 45,982 and a median household income of $63,770.

HousingHandbookReference data

…

U.S. ZIP Code · CA92545

Riverside County · Riverside-San Bernardino-Ontario, CA

Typical home value

$450,763^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.3%
5-year / yr: +5.2%
10-year / yr: +6.8%

Relative price

vs U.S.: +58.7%
vs metro: -15.5%
vs state: -35.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92545 is worth $450,763 — 15.5% below the Riverside-San Bernardino-Ontario, CA median. Over the past year, values have fallen 1.3%. Homes here rent for a typical $2,052 a month — a 5.5% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,052^[2]
Gross yield: 5.5%^[2]
Cap rate: 3.3%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $3,788^[3]

#Climate risk

FEMA National Risk Index ratings for Riverside County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Not Applicable
Wildfire: Very High
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Relatively Moderate
Earthquake: Very High
Winter weather: Relatively Moderate

#Who lives here

Population: 45,982^[3]
Median household income: $63,770^[3]

#Migration

Household moves in and out of Riverside County over a year, from IRS tax-return data.

Net migration: +1,447^[5]
Moved in: 55,018
Moved out: 53,571

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 1
High: 2

West Valley High
High · Grades 9–12 · Hemet Unified
1,818 students
Tahquitz High
High · Grades 9–12 · Hemet Unified
1,801 students
Rancho Viejo Middle
Middle · Grades 6–8 · Hemet Unified
999 students
Cawston Elementary
Elementary · Grades K–5 · Hemet Unified
836 students
Fruitvale Elementary
Elementary · Grades K–5 · Hemet Unified
820 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.5%

Net yield (after ~40% expenses)3.3%

Annual rent$24,624

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,279

Loan principal$360,611

Down payment$90,153

Total interest paid$459,939

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.45

Monthly cost to own$2,970

Monthly rent$2,052

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 54th percentile^[1]
Rental yield: 61st percentile^[2]
Property tax: 72nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 92545?: The typical home in 92545 is worth $450,763, based on the Zillow Home Value Index.
Are home values rising in 92545?: Home values in 92545 are down 1.3% over the past year, and up 5.2% a year over five years.
What is the typical rent in 92545?: A typical home in 92545 rents for about $2,052 a month, a gross rental yield of 5.5%.
What is the property tax rate in 92545?: The effective property tax rate in 92545 is 0.8% — roughly $3,788 a year on a typical home.
Who lives in 92545?: ZIP code 92545 has a population of 45,982 and a median household income of $63,770.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

92392 vs 92545 →
Victorville, CA
Typical home
$451,084
Gross yield
6.1%
92583 vs 92545 →
San Jacinto, CA
Typical home
$452,128
Gross yield
5.8%
92345
Hesperia, CA
Typical home
$446,484
Gross yield
5.7%
92307
Apple Valley, CA
Typical home
$455,926
Gross yield
5.2%
92405
San Bernardino, CA
Typical home
$456,607
Gross yield
5.3%
92410
San Bernardino, CA
Typical home
$442,794
Gross yield
4.8%

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#Jump to section

U.S. ZIP Code · CA92545

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