HousingHandbookReference data

U.S. ZIP Code · CA92356

San Bernardino County · Riverside-San Bernardino-Ontario, CA

Typical home value

$258,559[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.7%
5-year / yr
+3.4%
10-year / yr
+9.9%

Relative price

vs U.S.
-9.0%
vs metro
-51.5%
vs state
-63.1%
ZIP 92356 location in CA
Location of ZIP 92356 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92356 is worth $258,559 — 51.5% below the Riverside-San Bernardino-Ontario, CA median. Over the past year, values have risen 0.7%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,924[3]

#Climate risk

FEMA National Risk Index ratings for San Bernardino County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very High
Winter weather
Relatively Low

#Who lives here

Population
6,543[3]
Median household income
$54,923[3]

#Migration

Household moves in and out of San Bernardino County over a year, from IRS tax-return data.

Net migration
-3,129[5]
Moved in
46,296
Moved out
49,425

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
1
Middle
1
High
2
  • Granite Mountain Charter

    Other · Grades K–12 · Granite Mountain Charter District

    3,942 students

  • Lucerne Valley Elementary

    Elementary · Grades K–6 · Lucerne Valley Unified

    627 students

  • Southern California Flex Academy

    Other · Grades K–12 · Southern California Flex Academy District

    544 students

  • Lucerne Valley High

    High · Grades 9–12 · Lucerne Valley Unified

    296 students

  • Lucerne Valley Middle

    Middle · Grades 7–8 · Lucerne Valley Unified

    166 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,307
Loan principal$206,847
Down payment$51,712
Total interest paid$263,822

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,682
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
17th percentile[1]
Rental yield
[2]
Property tax
45th percentile[3]

Frequently asked

How much is a home worth in ZIP code 92356?
The typical home in 92356 is worth $258,559, based on the Zillow Home Value Index.
Are home values rising in 92356?
Home values in 92356 are up 0.7% over the past year, and up 3.4% a year over five years.
What is the property tax rate in 92356?
The effective property tax rate in 92356 is 0.7% — roughly $1,924 a year on a typical home.
Who lives in 92356?
ZIP code 92356 has a population of 6,543 and a median household income of $54,923.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Barstow, CA

    Typical home
    $264,606
    Gross yield
    6.5%
  • Twentynine Palms, CA

    Typical home
    $248,203
    Gross yield
    6.6%
  • Palm Springs, CA

    Typical home
    $270,967
    Gross yield
  • CA

    Typical home
    $233,861
    Gross yield
  • Victorville, CA

    Typical home
    $283,274
    Gross yield
  • Blythe, CA

    Typical home
    $220,783
    Gross yield

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