HousingHandbookReference data

U.S. ZIP Code · CA92404

San Bernardino County · Riverside-San Bernardino-Ontario, CA

Typical home value

$484,580[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.8%
5-year / yr
+6.4%
10-year / yr
+9.0%

Relative price

vs U.S.
+70.6%
vs metro
-9.2%
vs state
-30.8%
ZIP 92404 location in CA
Location of ZIP 92404 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92404 is worth $484,580 — 9.2% below the Riverside-San Bernardino-Ontario, CA median. Over the past year, values have risen 0.8%. Homes here rent for a typical $1,788 a month — a 4.4% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,788[2]
Gross yield
4.4%[2]
Cap rate
2.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,723[3]

#Climate risk

FEMA National Risk Index ratings for San Bernardino County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very High
Winter weather
Relatively Low

#Who lives here

Population
63,243[3]
Median household income
$66,701[3]

#Migration

Household moves in and out of San Bernardino County over a year, from IRS tax-return data.

Net migration
-3,129[5]
Moved in
46,296
Moved out
49,425

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
17
Elementary
10
Middle
3
High
2
  • San Gorgonio High

    High · Grades 9–12 · San Bernardino City Unified

    1,447 students

  • Pacific High

    High · Grades 9–12 · San Bernardino City Unified

    1,222 students

  • Golden Valley Middle

    Middle · Grades 6–8 · San Bernardino City Unified

    757 students

  • Colonel Joseph C. Rodriguez PREP Academy

    Middle · Grades 6–8 · San Bernardino City Unified

    699 students

  • Del Vallejo Middle

    Middle · Grades 6–8 · San Bernardino City Unified

    617 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.4%
Net yield (after ~40% expenses)2.7%
Annual rent$21,453

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,450
Loan principal$387,664
Down payment$96,916
Total interest paid$494,444

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.77
Monthly cost to own$3,165
Monthly rent$1,788

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
94th percentile[1]
Rental yield
20th percentile[2]
Property tax
51st percentile[3]

Frequently asked

How much is a home worth in ZIP code 92404?
The typical home in 92404 is worth $484,580, based on the Zillow Home Value Index.
Are home values rising in 92404?
Home values in 92404 are up 0.8% over the past year, and up 6.4% a year over five years.
What is the typical rent in 92404?
A typical home in 92404 rents for about $1,788 a month, a gross rental yield of 4.4%.
What is the property tax rate in 92404?
The effective property tax rate in 92404 is 0.8% — roughly $3,723 a year on a typical home.
Who lives in 92404?
ZIP code 92404 has a population of 63,243 and a median household income of $66,701.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Cathedral City, CA

    Typical home
    $485,049
    Gross yield
    6.6%
  • San Bernardino, CA

    Typical home
    $479,741
    Gross yield
    6.1%
  • Lake Arrowhead CDP, CA

    Typical home
    $494,985
    Gross yield
  • Idyllwild-Pine Cove CDP, CA

    Typical home
    $471,991
    Gross yield
    5.5%
  • Indio, CA

    Typical home
    $471,587
    Gross yield
    6.1%
  • Colton, CA

    Typical home
    $500,853
    Gross yield
    4.8%

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