HousingHandbookReference data

U.S. ZIP Code · CA93101

Santa Barbara County · Santa Maria-Santa Barbara, CA

Typical home value

$1,472,563[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.7%
5-year / yr
+6.0%
10-year / yr
+5.0%

Relative price

vs U.S.
+418.4%
vs metro
≈ metro median
vs state
+110.2%
ZIP 93101 location in CA
Location of ZIP 93101 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 93101 is worth $1,472,563. Over the past year, values have fallen 0.7%. Homes here rent for a typical $3,406 a month — a 2.8% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,406[2]
Gross yield
2.8%[2]
Cap rate
1.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$8,396[3]

#Climate risk

FEMA National Risk Index ratings for Santa Barbara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Relatively High
Drought
Very High
Heat wave
Relatively Low
Hurricane
No Rating
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
31,554[3]
Median household income
$90,148[3]

#Migration

Household moves in and out of Santa Barbara County over a year, from IRS tax-return data.

Net migration
-2,163[5]
Moved in
7,807
Moved out
9,970

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
3
Middle
2
High
2
  • Roosevelt Elementary

    Elementary · Grades K–6 · Santa Barbara Unified

    477 students

  • La Cumbre Junior High

    Middle · Grades 7–8 · Santa Barbara Unified

    450 students

  • Harding University Partnership

    Elementary · Grades K–6 · Santa Barbara Unified

    378 students

  • Santa Barbara Community Academy

    Elementary · Grades K–6 · Santa Barbara Unified

    202 students

  • Alta Vista Alternative High

    High · Grades 9–12 · Santa Barbara Unified

    134 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.8%
Net yield (after ~40% expenses)1.7%
Annual rent$40,868

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$7,446
Loan principal$1,178,050
Down payment$294,513
Total interest paid$1,502,538

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.75
Monthly cost to own$9,373
Monthly rent$3,406

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
40th percentile[1]
Rental yield
30th percentile[2]
Property tax
35th percentile[3]

Frequently asked

How much is a home worth in ZIP code 93101?
The typical home in 93101 is worth $1,472,563, based on the Zillow Home Value Index.
Are home values rising in 93101?
Home values in 93101 are down 0.7% over the past year, and up 6.0% a year over five years.
What is the typical rent in 93101?
A typical home in 93101 rents for about $3,406 a month, a gross rental yield of 2.8%.
What is the property tax rate in 93101?
The effective property tax rate in 93101 is 0.6% — roughly $8,396 a year on a typical home.
Who lives in 93101?
ZIP code 93101 has a population of 31,554 and a median household income of $90,148.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Toro Canyon CDP, CA

    Typical home
    $1,512,276
    Gross yield
    3.3%
  • Solvang, CA

    Typical home
    $1,419,609
    Gross yield
  • Goleta, CA

    Typical home
    $1,398,091
    Gross yield
    3.5%
  • Eastern Goleta Valley CDP, CA

    Typical home
    $1,692,181
    Gross yield
    2.7%
  • Santa Barbara, CA

    Typical home
    $1,749,279
    Gross yield
    2.7%
  • Los Olivos CDP, CA

    Typical home
    $1,776,993
    Gross yield

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