How much is a home worth in ZIP code 93401?

The typical home in 93401 is worth $1,106,136, based on the Zillow Home Value Index.

Are home values rising in 93401?

Home values in 93401 are up 1.4% over the past year, and up 5.7% a year over five years.

What is the typical rent in 93401?

A typical home in 93401 rents for about $3,087 a month, a gross rental yield of 3.3%.

What is the property tax rate in 93401?

The effective property tax rate in 93401 is 0.6% — roughly $6,444 a year on a typical home.

ZIP code 93401 has a population of 29,202 and a median household income of $96,824.

HousingHandbookReference data

…

U.S. ZIP Code · CA93401

San Luis Obispo County · San Luis Obispo-Paso Robles, CA

Typical home value

$1,106,136^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.4%
5-year / yr: +5.7%
10-year / yr: +5.6%

Relative price

vs U.S.: +289.4%
vs metro: +15.5%
vs state: +57.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 93401 is worth $1,106,136 — 15.5% above the San Luis Obispo-Paso Robles, CA median. Over the past year, values have risen 1.4%. Homes here rent for a typical $3,087 a month — a 3.3% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,087^[2]
Gross yield: 3.3%^[2]
Cap rate: 2.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $6,444^[3]

#Climate risk

FEMA National Risk Index ratings for San Luis Obispo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Low
Wildfire: Relatively High
Drought: Very High
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Moderate
Winter weather: Very Low

#Who lives here

Population: 29,202^[3]
Median household income: $96,824^[3]

#Migration

Household moves in and out of San Luis Obispo County over a year, from IRS tax-return data.

Net migration: -127^[5]
Moved in: 6,452
Moved out: 6,579

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 0
High: 1

San Luis Obispo High
High · Grades 9–12 · San Luis Coastal Unified
1,650 students
Los Ranchos Elementary
Elementary · Grades K–6 · San Luis Coastal Unified
502 students
Hawthorne Elementary
Elementary · Grades K–6 · San Luis Coastal Unified
415 students
Sinsheimer Elementary
Elementary · Grades K–6 · San Luis Coastal Unified
370 students
PEEP - PREPARE
Other · Grades K–12 · San Luis Coastal Unified
24 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.3%

Net yield (after ~40% expenses)2.0%

Annual rent$37,049

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$5,593

Loan principal$884,909

Down payment$221,227

Total interest paid$1,128,652

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.28

Monthly cost to own$7,050

Monthly rent$3,087

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 89th percentile^[1]
Rental yield: 33rd percentile^[2]
Property tax: 33rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 93401?: The typical home in 93401 is worth $1,106,136, based on the Zillow Home Value Index.
Are home values rising in 93401?: Home values in 93401 are up 1.4% over the past year, and up 5.7% a year over five years.
What is the typical rent in 93401?: A typical home in 93401 rents for about $3,087 a month, a gross rental yield of 3.3%.
What is the property tax rate in 93401?: The effective property tax rate in 93401 is 0.6% — roughly $6,444 a year on a typical home.
Who lives in 93401?: ZIP code 93401 has a population of 29,202 and a median household income of $96,824.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

93405 vs 93401 →
San Luis Obispo, CA
Typical home
$1,095,474
Gross yield
4.4%
93449 vs 93401 →
Pismo Beach, CA
Typical home
$1,117,833
Gross yield
3.2%
93420
Arroyo Grande, CA
Typical home
$1,043,167
Gross yield
3.3%
93428
Cambria CDP, CA
Typical home
$1,008,754
Gross yield
—
93465
Templeton CDP, CA
Typical home
$989,502
Gross yield
—
93432
Creston CDP, CA
Typical home
$976,516
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA93401

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