HousingHandbookReference data

U.S. ZIP Code · CA93449

San Luis Obispo County · San Luis Obispo-Paso Robles, CA

Typical home value

$1,117,833[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.7%
5-year / yr
+5.8%
10-year / yr
+6.0%

Relative price

vs U.S.
+293.5%
vs metro
+16.7%
vs state
+59.6%
ZIP 93449 location in CA
Location of ZIP 93449 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 93449 is worth $1,117,833 — 16.7% above the San Luis Obispo-Paso Robles, CA median. Over the past year, values have risen 2.7%. Homes here rent for a typical $2,969 a month — a 3.2% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,969[2]
Gross yield
3.2%[2]
Cap rate
1.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$7,110[3]

#Climate risk

FEMA National Risk Index ratings for San Luis Obispo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Relatively High
Drought
Very High
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
8,014[3]
Median household income
$118,072[3]

#Migration

Household moves in and out of San Luis Obispo County over a year, from IRS tax-return data.

Net migration
-127[5]
Moved in
6,452
Moved out
6,579

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
1
High
0
  • Judkins Middle

    Middle · Grades 7–8 · Lucia Mar Unified

    450 students

  • Shell Beach Elementary

    Elementary · Grades K–6 · Lucia Mar Unified

    347 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.2%
Net yield (after ~40% expenses)1.9%
Annual rent$35,633

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$5,652
Loan principal$894,266
Down payment$223,567
Total interest paid$1,140,587

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.42
Monthly cost to own$7,180
Monthly rent$2,969

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
94th percentile[1]
Rental yield
11th percentile[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 93449?
The typical home in 93449 is worth $1,117,833, based on the Zillow Home Value Index.
Are home values rising in 93449?
Home values in 93449 are up 2.7% over the past year, and up 5.8% a year over five years.
What is the typical rent in 93449?
A typical home in 93449 rents for about $2,969 a month, a gross rental yield of 3.2%.
What is the property tax rate in 93449?
The effective property tax rate in 93449 is 0.6% — roughly $7,110 a year on a typical home.
Who lives in 93449?
ZIP code 93449 has a population of 8,014 and a median household income of $118,072.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Luis Obispo, CA

    Typical home
    $1,106,136
    Gross yield
    3.3%
  • San Luis Obispo, CA

    Typical home
    $1,095,474
    Gross yield
    4.4%
  • Arroyo Grande, CA

    Typical home
    $1,043,167
    Gross yield
    3.3%
  • Cambria CDP, CA

    Typical home
    $1,008,754
    Gross yield
  • Templeton CDP, CA

    Typical home
    $989,502
    Gross yield
  • Creston CDP, CA

    Typical home
    $976,516
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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