HousingHandbookReference data

U.S. ZIP Code · CA93446

San Luis Obispo County · San Luis Obispo-Paso Robles, CA

Typical home value

$773,623[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.3%
5-year / yr
+5.2%
10-year / yr
+6.1%

Relative price

vs U.S.
+172.3%
vs metro
-19.2%
vs state
+10.4%
ZIP 93446 location in CA
Location of ZIP 93446 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 93446 is worth $773,623 — 19.2% below the San Luis Obispo-Paso Robles, CA median. Over the past year, values have risen 1.3%. Homes here rent for a typical $2,528 a month — a 3.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,528[2]
Gross yield
3.9%[2]
Cap rate
2.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$5,153[3]

#Climate risk

FEMA National Risk Index ratings for San Luis Obispo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Relatively High
Drought
Very High
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
45,554[3]
Median household income
$97,943[3]

#Migration

Household moves in and out of San Luis Obispo County over a year, from IRS tax-return data.

Net migration
-127[5]
Moved in
6,452
Moved out
6,579

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
15
Elementary
9
Middle
2
High
3
  • Paso Robles High

    High · Grades 9–12 · Paso Robles Joint Unified

    2,037 students

  • George H. Flamson Middle

    Middle · Grades 6–8 · Paso Robles Joint Unified

    671 students

  • Georgia Brown Dual Immersion Magnet Elementary

    Elementary · Grades K–5 · Paso Robles Joint Unified

    621 students

  • Daniel Lewis Middle

    Middle · Grades 6–8 · Paso Robles Joint Unified

    619 students

  • Almond Acres Charter Academy

    Elementary · Grades K–8 · Almond Acres Charter Academy District

    471 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.9%
Net yield (after ~40% expenses)2.4%
Annual rent$30,340

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,912
Loan principal$618,899
Down payment$154,725
Total interest paid$789,371

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.97
Monthly cost to own$4,988
Monthly rent$2,528

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
67th percentile[1]
Rental yield
67th percentile[2]
Property tax
67th percentile[3]

Frequently asked

How much is a home worth in ZIP code 93446?
The typical home in 93446 is worth $773,623, based on the Zillow Home Value Index.
Are home values rising in 93446?
Home values in 93446 are up 1.3% over the past year, and up 5.2% a year over five years.
What is the typical rent in 93446?
A typical home in 93446 rents for about $2,528 a month, a gross rental yield of 3.9%.
What is the property tax rate in 93446?
The effective property tax rate in 93446 is 0.7% — roughly $5,153 a year on a typical home.
Who lives in 93446?
ZIP code 93446 has a population of 45,554 and a median household income of $97,943.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Grover Beach, CA

    Typical home
    $774,293
    Gross yield
    4.0%
  • Atascadero, CA

    Typical home
    $785,246
    Gross yield
    3.7%
  • Santa Margarita CDP, CA

    Typical home
    $752,711
    Gross yield
  • Oceano CDP, CA

    Typical home
    $679,810
    Gross yield
  • Los Osos CDP, CA

    Typical home
    $878,054
    Gross yield
    3.7%
  • Nipomo CDP, CA

    Typical home
    $941,615
    Gross yield
    4.5%

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