How much is a home worth in ZIP code 93454?

The typical home in 93454 is worth $628,855, based on the Zillow Home Value Index.

Are home values rising in 93454?

Home values in 93454 are up 2.4% over the past year, and up 6.1% a year over five years.

What is the typical rent in 93454?

A typical home in 93454 rents for about $2,436 a month, a gross rental yield of 4.6%.

What is the property tax rate in 93454?

The effective property tax rate in 93454 is 0.6% — roughly $3,870 a year on a typical home.

ZIP code 93454 has a population of 41,896 and a median household income of $81,522.

HousingHandbookReference data

…

U.S. ZIP Code · CA93454

Santa Barbara County · Santa Maria-Santa Barbara, CA

Typical home value

$628,855^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.4%
5-year / yr: +6.1%
10-year / yr: +6.4%

Relative price

vs U.S.: +121.4%
vs metro: -57.3%
vs state: -10.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 93454 is worth $628,855 — 57.3% below the Santa Maria-Santa Barbara, CA median. Over the past year, values have risen 2.4%. Homes here rent for a typical $2,436 a month — a 4.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,436^[2]
Gross yield: 4.6%^[2]
Cap rate: 2.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $3,870^[3]

#Climate risk

FEMA National Risk Index ratings for Santa Barbara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Low
Wildfire: Relatively High
Drought: Very High
Heat wave: Relatively Low
Hurricane: No Rating
Tornado: Very Low
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 41,896^[3]
Median household income: $81,522^[3]

#Migration

Household moves in and out of Santa Barbara County over a year, from IRS tax-return data.

Net migration: -2,163^[5]
Moved in: 7,807
Moved out: 9,970

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 8
Middle: 1
High: 2

Pioneer Valley High
High · Grades 9–12 · Santa Maria Joint Union High
3,112 students
Santa Maria High
High · Grades 9–12 · Santa Maria Joint Union High
3,110 students
Fesler (Isaac) Junior High
Middle · Grades 7–8 · Santa Maria-Bonita
958 students
Alvin Elementary
Elementary · Grades K–6 · Santa Maria-Bonita
939 students
Rice (William) Elementary
Elementary · Grades K–6 · Santa Maria-Bonita
913 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.6%

Net yield (after ~40% expenses)2.8%

Annual rent$29,227

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,180

Loan principal$503,084

Down payment$125,771

Total interest paid$641,656

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.65

Monthly cost to own$4,029

Monthly rent$2,436

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 45th percentile^[1]
Rental yield: 80th percentile^[2]
Property tax: 65th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 93454?: The typical home in 93454 is worth $628,855, based on the Zillow Home Value Index.
Are home values rising in 93454?: Home values in 93454 are up 2.4% over the past year, and up 6.1% a year over five years.
What is the typical rent in 93454?: A typical home in 93454 rents for about $2,436 a month, a gross rental yield of 4.6%.
What is the property tax rate in 93454?: The effective property tax rate in 93454 is 0.6% — roughly $3,870 a year on a typical home.
Who lives in 93454?: ZIP code 93454 has a population of 41,896 and a median household income of $81,522.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

93458 vs 93454 →
Santa Maria, CA
Typical home
$607,112
Gross yield
4.2%
93436 vs 93454 →
Lompoc, CA
Typical home
$588,314
Gross yield
4.7%
93434
Guadalupe, CA
Typical home
$563,674
Gross yield
—
93455
Orcutt CDP, CA
Typical home
$716,374
Gross yield
5.0%
93427
Buellton, CA
Typical home
$920,474
Gross yield
—
93440
Los Alamos CDP, CA
Typical home
$925,389
Gross yield
—

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Pit ZIP 93454 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA93454

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