HousingHandbookReference data

U.S. ZIP Code · CA94044

San Mateo County · San Francisco-Oakland-Fremont, CA

Typical home value

$1,277,293[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.9%
5-year / yr
+0.8%
10-year / yr
+3.8%

Relative price

vs U.S.
+349.6%
vs metro
+2.1%
vs state
+82.3%
ZIP 94044 location in CA
Location of ZIP 94044 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 94044 is worth $1,277,293 — 2.1% above the San Francisco-Oakland-Fremont, CA median. Over the past year, values have fallen 1.9%. Homes here rent for a typical $3,597 a month — a 3.4% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,597[2]
Gross yield
3.4%[2]
Cap rate
2.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$8,074[3]

#Climate risk

FEMA National Risk Index ratings for San Mateo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
37,274[3]
Median household income
$160,408[3]

#Migration

Household moves in and out of San Mateo County over a year, from IRS tax-return data.

Net migration
-2,970[5]
Moved in
21,545
Moved out
24,515

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
6
Middle
1
High
2
  • Terra Nova High

    High · Grades 9–12 · Jefferson Union High

    697 students

  • Cabrillo Elementary

    Elementary · Grades K–8 · Pacifica

    534 students

  • Vallemar Elementary

    Elementary · Grades K–8 · Pacifica

    519 students

  • Oceana High

    High · Grades 9–12 · Jefferson Union High

    491 students

  • Ingrid B. Lacy Middle

    Middle · Grades 6–8 · Pacifica

    469 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.4%
Net yield (after ~40% expenses)2.0%
Annual rent$43,165

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$6,459
Loan principal$1,021,834
Down payment$255,459
Total interest paid$1,303,293

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.28
Monthly cost to own$8,194
Monthly rent$3,597

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
45th percentile[1]
Rental yield
55th percentile[2]
Property tax
15th percentile[3]

Frequently asked

How much is a home worth in ZIP code 94044?
The typical home in 94044 is worth $1,277,293, based on the Zillow Home Value Index.
Are home values rising in 94044?
Home values in 94044 are down 1.9% over the past year, and up 0.8% a year over five years.
What is the typical rent in 94044?
A typical home in 94044 rents for about $3,597 a month, a gross rental yield of 3.4%.
What is the property tax rate in 94044?
The effective property tax rate in 94044 is 0.6% — roughly $8,074 a year on a typical home.
Who lives in 94044?
ZIP code 94044 has a population of 37,274 and a median household income of $160,408.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Albany, CA

    Typical home
    $1,271,479
    Gross yield
    2.9%
  • San Rafael, CA

    Typical home
    $1,269,126
    Gross yield
    3.0%
  • Union City, CA

    Typical home
    $1,265,023
    Gross yield
    2.6%
  • Hayward, CA

    Typical home
    $1,264,391
    Gross yield
    2.3%
  • Berkeley, CA

    Typical home
    $1,294,408
    Gross yield
    2.4%
  • Redwood City, CA

    Typical home
    $1,296,911
    Gross yield
    3.6%

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