How much is a home worth in ZIP code 94108?

The typical home in 94108 is worth $1,007,904, based on the Zillow Home Value Index.

Are home values rising in 94108?

Home values in 94108 are up 5.2% over the past year, and down 2.0% a year over five years.

What is the typical rent in 94108?

A typical home in 94108 rents for about $3,033 a month, a gross rental yield of 3.6%.

What is the property tax rate in 94108?

The effective property tax rate in 94108 is 0.5% — roughly $5,279 a year on a typical home.

ZIP code 94108 has a population of 11,305 and a median household income of $65,388.

HousingHandbookReference data

…

U.S. ZIP Code · CA94108

San Francisco County · San Francisco-Oakland-Fremont, CA

Typical home value

$1,007,904^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +5.2%
5-year / yr: -2.0%
10-year / yr: -1.1%

Relative price

vs U.S.: +254.8%
vs metro: -19.4%
vs state: +43.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 94108 is worth $1,007,904 — 19.4% below the San Francisco-Oakland-Fremont, CA median. Over the past year, values have risen 5.2%. Homes here rent for a typical $3,033 a month — a 3.6% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,033^[2]
Gross yield: 3.6%^[2]
Cap rate: 2.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.5%^[3]
Typical annual tax: $5,279^[3]

#Climate risk

FEMA National Risk Index ratings for San Francisco County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Very High
Winter weather: Very Low

#Who lives here

Population: 11,305^[3]
Median household income: $65,388^[3]

#Migration

Household moves in and out of San Francisco County over a year, from IRS tax-return data.

Net migration: -913^[5]
Moved in: 33,627
Moved out: 34,540

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 2
Elementary: 2
Middle: 0
High: 0

Lau (Gordon J.) Elementary
Elementary · Grades K–5 · San Francisco Unified
650 students
Stockton (Commodore) Children Center
Elementary · Grades K · San Francisco Unified
22 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.6%

Net yield (after ~40% expenses)2.2%

Annual rent$36,402

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$5,097

Loan principal$806,323

Down payment$201,581

Total interest paid$1,028,421

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.10

Monthly cost to own$6,373

Monthly rent$3,033

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 12th percentile^[1]
Rental yield: 62nd percentile^[2]
Property tax: 3rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 94108?: The typical home in 94108 is worth $1,007,904, based on the Zillow Home Value Index.
Are home values rising in 94108?: Home values in 94108 are up 5.2% over the past year, and down 2.0% a year over five years.
What is the typical rent in 94108?: A typical home in 94108 rents for about $3,033 a month, a gross rental yield of 3.6%.
What is the property tax rate in 94108?: The effective property tax rate in 94108 is 0.5% — roughly $5,279 a year on a typical home.
Who lives in 94108?: ZIP code 94108 has a population of 11,305 and a median household income of $65,388.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

94014 vs 94108 →
Daly City, CA
Typical home
$1,011,110
Gross yield
4.0%
94710 vs 94108 →
Berkeley, CA
Typical home
$1,003,007
Gross yield
3.5%
94107
San Francisco, CA
Typical home
$1,002,907
Gross yield
5.2%
94597
Walnut Creek, CA
Typical home
$1,001,598
Gross yield
3.3%
94020
La Honda CDP, CA
Typical home
$1,000,692
Gross yield
—
94523
Pleasant Hill, CA
Typical home
$1,000,457
Gross yield
3.3%

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Pit ZIP 94108 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA94108

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